State Farm Car Insurance Review
40 million drivers trust State Farm Car Insurance for their auto insurance needs and The State farm auto insurance company is the largest car insurer in the USA.
Founded almost 100 years ago in 1922 by G.J. Mecherle, State Farm is home to the largest portfolio of auto insurance customers in the nation. Collectively through all their insurance divisions including home, life, car and others State Farm services 81 million policies processing over 35,000 claims a day. The company ranks # 34 on the prestigious Forbes Fortune 500 list.
Why do Consumers Choose the State Farm Car Insurance Company?
State Farm is chosen for a number of reasons. In addition to having over 17,000 well educated agents nationwide the company has around the clock customer service, a highly rated online customer account management area, hip tools like the iPhone State Farm app and a sterling reputation for customer care. With 40 million policy holders its pretty hard not to maintain a high level of service and the company has a built a lot of consumer trust in the State Farm brand allowing drivers to feel secure about a company when you need to submit a claim.
State Farm Concerns
State Farm has been the subject of many high profile law cases including sexual discrimination, discrimination against certain clients in how claims are paid and many more over the years. Although most of State Farm’s legal problems were in the 1980’s and before some consumers still cast a dark shadow on the State Farm brand. The company has certainly seemed to rectify many of its problems over the last couple decades receiving countless industry awards for both a diversified workplace and customer satisfaction.
Some consumers have also complained about State Farm increasing rates more often than some providers but with 40 million consumers we tend to think this is not a problem limited just to State Farm.
State Farm is also viewed by some consumers as one of the strictest car insurance companies around and treats accidents or bad driving records pretty serious. Consumers have reported that sometimes even a minor factor made them ineligible for any kind of affordable rates through State Farm. The company is also rumored to drop coverage of drivers when they become too high risk without notification. This can cause a policy holder serious issues with the DMV and possibly even cause having your license suspended without knowing it.
State Farm Car Insurance Discounts
As the largest car insurance company you can expect State Farm to offer many auto insurance discounts and they do. Discounts will vary depending on your state and other factors. Some of the State Farm car insurance discounts available are:
- Good Driver Discount (3 years no tickets)
- Driving Course Discount – For good drivers under 24 completing a Steer Clear drivers course (contact State Farm about this)
- Good Grade Discounts for student under 24
- Multi-Vehicle Discounts
- Multi-Policy Discounts
- Anti-Theft Discounts
- And Many More
Always contact a State Farm car insurance agent to learn about the discounts available in your State. Very often car insurance companies adjust their risk profile so the only current source of information on available car insurance discounts is through the provider.
Get a State Farm Car Insurance Quote
Regardless of consumer complaints you should always do your own research about any potential car insurance company and always start a car insurance comparison search online before choosing a provider. Every company has advantages and disadvantages so take the time and compare. Ready to get started? Get FREE car insurance comparison quotes today.