How to Sue Someone Who Has No Car Insurance

Laws exist in virtually all states compelling drivers to carry car insurance. Specifically, the insurance necessary to meet state obligations is auto liability insurance and/or personal injury protection (PIP) in some states. The idea is to make sure you’re not leaving others on the hook if you’re at fault in an accident. It also protects…

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Does my car insurance cover accidents on private property?

Accidents don’t just happen on freeways and highways; they can also happen on private property. If you’ve ever heard a story on the news about a dangerous incident where a driver had a seizure behind the wheel and crashed right into the middle of someone’s living room, this is an example of a private property…

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Does car insurance cover an ambulance?

If you can walk away from a car accident without any serious long-term injuries, you can count yourself lucky. It’s amazing how the human body can absorb and transfer so much energy as an occupant of a vehicle involved in a high-speed crash. As minimal as injuries may seem after the dust has settled, it…

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How much does insurance cover in an accident?

Car insurance is required in every state except two. Even in the two states that do not require car insurance, there is a certain amount of proof of financial responsibility that is needed to show you can afford to pay for an accident if you are at fault. Accidents are very expensive to pay for…

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Can I ask insurance to total my car?

A car crash can easily turn a good car into a wreck. If you’re in a minor crash, getting your car repaired could be a simple as filing a claim and hiring a shop to do the bodywork. Unfortunately, more serious accident claims can be more difficult to deal with. Instead of filing a claim…

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Can I change my car insurance after an accident?

One of the worst things that you can ever experience as the owner of a vehicle is that of a car accident. Car accidents can cause severe damage to your automobile, to property, as well as to your own health and the wellness of others involved. (For more information, read our “What to Do After…

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Do I need full coverage insurance on my used car?

Dropping full coverage in favor of only liability can save car owners money on their monthly premium. However, there are several factors that should be considered before the auto insurance policy is reduced. You should examine the benefits and drawbacks of reducing your coverage, and you should shop around for full coverage auto insurance from…

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Will my car insurance go up if someone hits me?

When you have a car accident, one of the first things you might think of is whether or not your insurance rates will go up. If the accident was not your fault, most would think this would have no effect on your rates. However, this is not always the case. Read below and find out…

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Car Insurance Claims Statistics

Many people complain about the cost of car insurance, but if you think that your costs are high, you should take a look at what insurance companies pay out every year in claims. Car insurance claims statistics put things into perspective, showing the dire need for insurance coverage to protect you from any number of…

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What states have no-fault car insurance laws?

No-fault car insurance is a way to avoid having to prove fault in a car accident. Insurance companies are expected to settle the costs once fault is determined afterwards. Only around a dozen states have some form of no-fault car insurance laws, while most operate under the tort system. No-fault car insurance helps drivers by…

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