Car insurance laws vary from state to state but almost all States have minimum car insurance requirements and Wyoming is no different.
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Wyoming Car Insurance Requirements
Whenever operating a vehicle you expose yourself and others to great financial risk and this is the main reason why States impose minimum liability insurance requirements. However liability insurance does not cover damage to you or your vehicle (just other drivers) so most drivers always opt for additional coverage well beyond state minimum requirements. Wyoming requires all drivers to have at least:
- $25,000 /$50,000 of bodily injury liability
- $20,000 in property damage insurance
While these limits may seem reasonable on the surface they are far below what you should have. Any kind of serious accident can easily rack up $25,000 or more in damage and medical expenses. When leasing a vehicle the car leasing company will require drivers to obtain at least $100,000 to $300,000 in coverage so maybe its wise to protect yourself like the car loan companies do and obtain higher policy limits and additional types of coverage.
Wyoming Car Insurance Companies
Most national brands have a presence in Wyoming offering drivers a wide rage of affordable car insurance rates and choices of coverage. Some of the car insurance companies doing business in Wyoming include Allstate, State Farm, GEICO and many regional and local providers. Always make sure to compare at least a few car insurance companies before making a final decision on a an auto insurance provider.
Wyoming Car Insurance Quotes
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