Jessica Sautter is a Content Writer for CarInsuranceCompanies.com with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Sep 19, 2020

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It’s all about you. We want to help you make the right car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Car insurance comparison shopping should be easy. We partner with top car insurance companies. This doesn’t influence our content. Our opinions are our own.

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Here's what you need to know...

  • Comparing car insurance online is fast and easy
  • You can compare numerous quotes at one time without ever leaving your home
  • Always compare between three to five different quotes when comparing car insurance

Car insurance is one of those expenses that you hate paying for every month. It seems completely useless until you need it. On the flip side, if you need it and do not have it, you will end up paying much more for not having it.

Not keeping full comprehensive car insurance can bankrupt an individual, a family, or even a business.

It is essential that comprehensive insurance does not hit the chopping block as one of your budget cuts even if you are in dire financial straits.

If you are looking for the cheapest full comprehensive car insurance package, be sure to look online.

The best deals are there, especially for those who usually would not be able to afford full comprehensive car insurance.

Enter your zip code in our comparison tool above and we will help you find comprehensive car insurance by sending your FREE car insurance quotes!

Table of Contents

Easy Comparisons

Before the internet, if you wanted to compare the prices of any two competitors for something as complex as car insurance, you would have had to call each company.

If you wanted to compare more than two companies, let’s just say that you had your work cut out for you.

Nowadays,  all you need to do is use online resources to find affordable car insurance quotes.

This is a tactic that is actually recommended by most personal finance experts.

If you compare prices online first, you have the upper hand when you try to get even better deals with the local agents. Believe it or not, car insurance prices are not set in stone.

There are plenty of deals to be had beyond the stated price if you make it known that you have done your homework. Car insurance is one of the most competitive industries around. 

Price comparisons online also allow you to compare your favored companies to the market as a whole. Just because your company had the best deal this business cycle does not mean that they will have the best deal in the next one.

Perhaps you have had a couple of tickets drop off of your record. You need to know exactly who is willing to show you the most love.

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Compare quotes from the top car insurance companies and save

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Lower Prices

Car insurance companies, like many businesses, are doing everything that they can to drive their customers online.

If a car insurance company makes a sale offline, they had to employ a sales agent to convince you to seal the deal.

Online transactions are devoid of paper by definition.

There is also no need for the company to pay the overhead of a brick and mortar store. They also do not have the substantial labor cost of a sales team

To put it bluntly, it costs much less for a car insurance company to make a sale online than it does offline.

Make sure to check the websites of each and every company that you vet for better deals than the sales agents are allowed to give.

Greater Selection

With many of the rules of insurance changing, you may be able to take advantage of lower rates in different locales. However, you will never know what rate is what outside of your local area unless you go online.

Suppose you could get the exact same coverage from an insurance company outside of your state or your province for less money.

If so, then going online to find car insurance is a no-brainer for you.

Not to mention you can use these prices as leverage with your local car insurance company if you really do not want to go out of the state or the province.

You also gain the selection of car insurance companies that function strictly online. If you stay offline, you miss these companies completely.

Enter your zip code below to receive FREE car insurance quotes that you can compare.

References:

  1. https://www.geico.com/
  2. https://www.nationwide.com/gap-insurance.jsp
  3. https://www.iii.org/article/how-can-i-save-money-auto-insurance