Jessica Sautter is a Content Writer for with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Aug 3, 2021

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Key takeaways...

  • Access Insurance Company has been named as one of the fastest-growing companies in the nation
  • Access Auto Insurance company is constantly evaluating and improving the services that it offers customers
  • Access Car Insurance is currently licensed in 12 states

The Access Car Insurance Company, which was founded in 1994, currently offers car insurance premiums to drivers in many states across America. They are a niche brand working to make auto insurance accessible to more people.

Access Insurance Company has been named as one of the fastest-growing companies in the nation by Inc. magazine. The company is headquartered in Atlanta, Georgia. While other companies may deny customers who have recently allowed their coverage to lapse, Access Insurance offers special options to get these drivers insured again.

Read this review of Access car insurance and enter your zip code above to compare free car insurance rates online from top auto insurance companies!

What Flexible Car Insurance Options Does Access Insurance Offer?

Access Auto Insurance Company offers many programs and services designed to help its customers and to simplify the process of getting car insurance.

In addition, the company constantly is evaluating and improving the services that it offers customers.

The current services that are offered include:

  • Flexible reinstatement program if your car insurance has been canceled due to a missed payment.
  • Extremely low initial insurance down payments
  • Customer friendly payment plan options designed to meet the needs of customers on all kinds of budgets
  • Friendly bilingual customer service agents are available to help customers or prospective customers from 8 am to 10 pm Eastern Standard Time(EST)
  • Convenient online services are available for busy customers who need information quickly. The secure website makes it possible to pay insurance bills online, verify your insurance coverage, or find out information about your insurance policy
  • Access offers insurance to drivers with foreign licenses
  • Automated information is available by telephone 24 hours each day every day of the week
  • No credit checks are required to obtain insurance; this is an excellent option for customers that have had credit problems in the past through no fault of their own
  • The company accepts various types of payment including credit cards and checks online. They accept Visa, Master Card, and Discover credit cards.

While Access Auto Insurance may not be the cheapest insurance provider, they provide much needed services. Clients get more coverage options to get the proof of insurance they need to drive legally and protect others with the right liability coverage.

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Can you depend on access car insurance company?

Access Car Insurance has a strong financial base and is proud of its conservative underwriting program. As a result of this and its investment strategies, the company has seen steady growth since its inception.

Here are some other facts about the company:

  • Rated B+ by A.M. Best, a well-known company that scores the financial outlook of companies
  • Given a rating of “Stable” for future company outlook by A.M. Best
  • Assets of around $132 million

A.M Best’s scores are based upon a variety of factors including the company’s current financial state, their management of debt, the return on investments, and the ability of the company to pay future claims. Because of their conservative approach in some arenas, they’re able to offer more options in others.

Is access insurance available in your state?

Access Car Insurance is currently licensed in 12 states in the country, so it is a bit limited to some people.

These 12 states are where Access Insurance can be obtained:

  • Alabama
  • Arizona
  • California
  • Florida
  • Georgia
  • Louisiana
  • Mississippi
  • Nevada
  • Oklahoma
  • Pennsylvania
  • South Carolina
  • Texas

To get an Access auto insurance quote from the company, or to find out more about Access Car Insurance and its programs, call the customer service line at 1-877-353-9838 or go online to

Of course, no one auto insurer is best for everyone so be sure to enter your zip code below on this page to compare free car insurance rates from top car insurers online!