Jessica Sautter is a Content Writer for CarInsuranceCompanies.com with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Sep 30, 2020

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Key takeaways...

  • Acuity Car Insurance was founded in 1925 by a group of independent brokers
  • Acuity car insurance is a product line that covers the auto insurance and personal needs of the client
  • Acuity car insurance offers discounts for three different kinds of people

Acuity is a regional car insurance company that is recognized nationally for intellectual capital and operational excellence. The company has also earned many accolades for its superior financial products and solutions.

Apart from providing insurance services, the Acuity auto insurance company is also known for community philanthropy, technology advancement and recognition of its staff in the workplace.

Should you purchase an Acuity auto insurance policy? Enter your zip code above in on this page for free quotes!

Table of Contents

Background of the Acuity Insurance Company

Acuity Car Insurance was founded in 1925 by a group of independent brokers.

The formation aimed to meet the needs of the rising number of car owners that were transforming America during the time.

Today, the company has grown to be one of the leading insurers and has a reputation for innovating policies and services that address the unique needs of their clients.

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What does Acuity car insurance offer?

Acuity provides both personal insurance and commercial products.

Personal insurance products include:

  • Identity theft cover
  • Private billing options
  • Homeowners coverage
  • Personal auto coverage
  • Personal packages coverage

Commercial insurance products include:

  • Worker’s compensation
  • Business property coverage
  • Automobiles and garages coverage
  • Crime coverage
  • Excess liability and umbrella coverage
  • General liability coverage

Acuity Car Insurance Coverage

Acuity car insurance is a product line that covers the auto insurance and personal needs of the client. Here is what the coverage includes:

Replacement Cost Coverage:

  • Partial losses to the car are guaranteed to be repaired with brand new parts
  • If the vehicle is destroyed, the client will be given a brand new replacement car

Lease/Loan Payoff:

  • This covers the gap that may exist between the value of the vehicle in the event of a partial or total loss and the amount owed under a lease or loan

Car Damage:

  • Towing of disabled car
  • Glass breakage
  • Vandalism
  • Fires or lightning
  • Windstorm or hail damage
  • Theft of the vehicle
  • A collision of the car with another car or object

Underinsured Motorist:

  • Injuries to the driver and their family as pedestrians
  • Injuries to the driver, their family and any occupants of the car
  • Damages to which the driver is legally entitled to injuries caused by an underinsured motorist.

This option is only available to motorists in Tennessee, Kansa, and Colorado.

Uninsured Motorist:

  • Injuries to the driver or his family as pedestrians
  • Injuries to the driver, his family and any pedestrian in the car
  • Damages to which the driver is legally entitled to for injuries caused by a hit-and-run driver or an uninsured driver.
  • The driver’s collision deductible if they are injured by an insured motorist

Personal Injuries Protection:

  • Injuries to the driver and their family as pedestrians
  • Injuries to the driver, their family and any pedestrians in the car
  • A loss of income, medical and rehabilitation expenses, a value of household services and funeral expenses dues to a car accident.

This option is only available in Minnesota, North Dakota and Kansas.

Medical Payment:

  • Injuries to the driver and their family as pedestrians
  • Injuries to the driver, their family and other pedestrians in the car
  • The driver’s reasonable medical expenses for three years from the date of the accident
  • The driver’s medical payment is doubled if they are wearing a seatbelt

Liability Coverage:

  • Costs of defending suits and settling claims
  • The client’s obligations to others for property damage or bodily injury

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Acuity Car Insurance Discounts

Acuity car insurance offers discounts for three different kinds of people.

These people include:

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Buying Acuity Car Insurance

Acuity Car Insurance has proved to be popular with motorists due to the tailored solutions that they provide.

Both individuals and companies find working auto insurance solutions from the company.

Before making a decision based solely on your Acuity car insurance quotes, be sure to compare quotes from other insurance companies.

Enter your zip code below to get FREE car insurance quotes today!

References:

  1. https://www.esurance.com/insurance/car/coverage
  2. https://www.libertymutual.com/auto/car-insurance-coverage/collision-insurance
  3. https://www.allstate.com/tools-and-resources/car-insurance/tips-for-car-insurance-discounts.aspx