Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Aug 23, 2021

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Key Takeaways

  • Adaptive cruise control discounts aren’t offered by all insurance providers
  • Bundling other car safety features can help you save more on auto insurance
  • Many companies may offer you more common discounts for such things as safe driving and loyalty

Although many people might think they can get big discounts for car safety features like adaptive cruise control, that time is yet to come. However, it is possible to lower your car insurance if your car has newer safety features by bundling them.

Discounts for newer safety features are quite low, so it’s best to shop around for cheap car insurance to get the lowest rates. Most car insurance companies offer discounts on certain features and they range anywhere from 3-25%.

Enter your ZIP code now to compare free quotes and see who has the best adaptive cruise control discount.

Car Insurance Discounts and Adaptive Cruise Control

There are many other ways of how to find car insurance discounts. You just need to know where to look, what you’re looking for, and what you’re eligible for.

If you or your family has more than one car, you would be eligible for a multi-car discount. Also, a good driving record is a great thing to have and you can get a discount for safe driving.

Here is a list of a few more common discounts offered by car insurance companies:

Liberty Mutual, MetLife, Nationwide, and Progressive offer adaptive cruise control car insurance discounts, which start at 3-5%.

Whatever your insurance policy, the best time to shop around for discounts is when you’re ready to renew. Shop around for companies that offer the best rates tailored to you and offer features in which you can bundle for discounts.

Keep your driving record clean and try to maintain a good credit score to help you save more on car insurance and provide more options for discounts. Don’t hesitate to discuss your options with a qualified agent who can save you the headache of finding a customized plan that’s perfect for you.

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What is Adaptive Cruise Control?

Adaptive cruise control is an advanced driver-assistance system for the cruise control feature in newer model vehicles. This safety feature is beneficial on interstates and long roads to maintain a safe distance from cars in front of you.

It automatically adjusts the vehicle’s speed to maintain a safe distance from vehicles ahead. Control is based on sensor information and onboard sensors that use a laser, camera, or radar for the car to automatically brake or accelerate. 

Why do owners like advanced security features?

  • At least two in three owners of vehicles with each respective technology reported that they trusted it.
  • More than three in four reported that they found each respective technology useful.
  • At least seven in 10 owners indicated they would want each respective technology on their next car and that they would recommend it to others.

How important is new auto technology?

  • Only 21% of owners of vehicles with blind-spot monitor systems correctly identified the inability to detect vehicles passing at very high speeds as a limitation of the system; the remainder expressed various other misconceptions about its function or reported that they were unsure of the system’s limitations.
  • Thirty-three percent of owners of vehicles with automatic emergency braking systems did not realize that the system relied on cameras or sensors that could be blocked by dirt, ice, or snow.
  • Twenty-nine percent of respondents reported at least occasionally feeling comfortable engaging in other activities while driving with adaptive cruise control. 

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Car Owners Depend on Safety Features Too Much

  • Thirty percent of owners of vehicles with blind-spot monitor systems reported at least sometimes relying on the system to the point of changing lanes without visually checking their blind spot.
  • Twenty-five percent of owners of vehicles with rear cross-traffic alert systems reported at least sometimes backing up without looking over their shoulder.

Adaptive cruise control has only been around for a couple of years, which is one reason why car insurance companies don’t offer big discounts. Another reason this safety feature doesn’t grant big discounts is the high costs to repair the systems and it’s not a common feature in all cars.

Enter your ZIP code now to see if you are eligible for an adaptive cruise control discount.