Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager Chris Harrigan

UPDATED: Apr 13, 2022

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Key takeaways...

  • AequiCap Car Insurance is mainly offered to people who own trucks and taxis
  • AequiCap provides auto insurance, fire and marine and property policies
  • AequiCap is a full service, third-party claims agency that is specialized in commercial auto insurance

AequiCap Insurance Company is a casualty insurance firm that began operations in 1985. The company is based in Fort Lauderdale, FL and provides commercial insurance products to clients in the Southeast United States.

Apart from casualty insurance, AequiCap also provides auto insurance, fire and marine and property policies.

Other services include claims processing and administration, financing and loss control to clients and partners.

Read this Aequicap Car Insurance Company review and then enter your zip code above for free car insurance rate quotes!

Main Features of AequiCap Car Insurance

AequiCap Car Insurance is mainly offered to people who own trucks and taxis. The company provides risk management to cab or taxi fleet companies.

The services may include:

  • Department of Transportation (DOT) compliance audits
  • Operator-specific training
  • Special training
  • Motor vehicles record information and services
  • Vehicle inspections
  • Investigative services
  • Background checks
  • Toll-free motorist hotline to monitor fleet operator safety

Clients are provided with accident investigation kits that include a postage-paid envelope and disposable camera.

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AequiCap Truck Insurance Services

AequiCap Car Insurance targets individuals, local, intermediate or regional businesses with medium, heavy, and extra-heavy trucks in the United States.

The policies are written through rated and no-rated carriers.

The company specializes in truck businesses that are involved in hauling building materials, containerized freight, sand, and gravel and produce in Florida.

The company ensures fleets of up to 500 trucks but there are also policies for single-rig operators.

Clients insured for truck insurance service receive the following:

  • Underwriters who are specialized in reviewing single lines of business
  • Online quoting
  • 24-hour turn around for non-fleet accounts quote requests
  • Automatic MVR scoring
  • Scheduled driver and truck policies
  • Competitive rates and quotes for both fleet operators and individuals
  • Automatic filings with the Interstate Commerce Commission and State regulatory agencies.

For automobiles that have been used for more than five years, the client is required to provide registration, inspection information, and photos of the cars.

Before one is approved for a particular policy, Motor Vehicle Records are analyzed.

AequiCap Taxi Insurance Service

The public livery department offers insurance on taxi fleets.

Clients who take this policy enjoy the following:

  • Cover from a company that has over 75 years of experience in operating taxis
  • Insurance service from a company that has over 25 years of experience in insuring taxis
  • Fast and easy claims and customer service
  • Flexible payment schedules
  • Low rates from A-rated carriers

The public livery service is only available in Florida.

AequiCap Claims Service

AequiCap is a full service, third-party claims agency that is specialized in commercial auto insurance.

The claims department offers claims processing services, from filing the first report to the final resolution of the claim.

Clients can also opt for complete comprehensive management reports.

The company’s adjustors have made pro-active adjusting and settling of claims their top priority.

The adjustors are specialized in different types of claims include litigated claims, property damages, and bodily injury.

AequiCap Claims Services include:

  • Recovery of monies from negligent parties on behalf of clients
  • Loss control management services and risk management reports
  • Automatic claims payment and bill reviews
  • Professional, licensed bilingual staff
  • Technical expertise including an in-house nurse case management, litigation management, and legal staff
  • Online claims environment and a paperless process system
  • Onsite reconstruction and analysis.

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AequiCap Insurance Service Performance

The Better Business Bureau rates AequiCap with an A+ rating.

A number of complaints have been raised on the BBB website but they have been responded to by the company and closed.

AequiCap Insurance Company provides taxi and truck services to individuals and fleet owners in Florida. Its limited nationwide reach had made it remain virtually unknown outside the Southeast United States.

If you already have AequiCap car insurance quotes then why not compare their rates with other car insurance companies? Just enter your zip code below to get started!


  1. https://www.allstate.com/tools-and-resources/insurance-basics/property-and-casualty-insurance.aspx
  2. https://www.allstate.com/auto-insurance/cars-trucks.aspx
  3. https://www.libertymutual.com/auto/car-insurance-coverage/bodily-injury-liability