Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Aug 3, 2021

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Key takeaways...

  • American Commerce’s parent company, MAPFRE, provides insurance to 43 countries
  • American Commerce Insurance Company offers car insurance for various types of vehicles
  • Other insurance coverage options are also available through American Commerce Insurance Company

This car insurance review will focus on the American Commerce Insurance Company based in Columbus, Ohio. They were established in 1946 and are a subsidiary of the MAPFRE USA Corp. MAPFRE Insurance is based out of Madrid, Spain.

As a whole, they extend service to 43 countries worldwide through the efforts of over 50,000 independent agents. MAPFRE Insurance sells auto insurance, homeowners policies, motorcycle insurance, recreational vehicle insurance, and umbrella programs. So whatever you’re driving in the 43 covered country, American Commerce as MAPFRE Insurance can help.

If you’re looking for better and more affordable car insurance service, enter your ZIP code above and compare at least three to four policies today!

What Else Should You Know about American Commerce Insurance Company?

American Commerce has an easy-to-navigate website interface that allows customers to file claims through an online claims system and to make easy payments online. While independent agents can help you to get a quote, they also help drivers with claims, general questions, and much more.

They also have an interactive glossary on their site for customers to learn more about purchasing insurance. If you have any questions about car insurance, you are encouraged to contact one of their independent insurance agents.

You can purchase both standard and comprehensive car insurance coverage through the company for a variety of automobiles. For example, their auto policies can cover:

  • Private passenger vehicles
  • Conversion vehicles
  • Classics
  • Antiques
  • Golf carts
  • Exhibition cars

MAPFRE Insurance also offers usage based insurance programs. Telematics programs use similar technology to track certain behaviors and give you discounts on your insurance premiums. Companies like Liberty Mutual and Progressive offer up front discounts and additional discounts after 90 days based on driving. Usage-based insurance tracks the total miles you drive and charges monthly premiums based on that. With this range of insurance products, their hope is to have something for everyone.

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Which Insurance Company Is Right for Your Needs?

Aside from auto insurance, the American Commerce insurance company provides insurance for:

If you’re searching for better and more affordable auto insurance, enter your ZIP code below and start comparison shopping today! You can get multiple quotes to compare with MAPFRE Insurance in minutes to make sure you get the policy coverage you need.