Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

Full Bio →

Written by

Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

Full Bio →

Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager Chris Harrigan

UPDATED: Apr 13, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways...

  • American Empire Car Insurance was established in 1977.
  • The company services most states, excluding PA, MA, HI, ME, VT, and NH
  • The company has had superior ratings from the leading insurance rating companies

If you are looking for an American Empire Car Insurance Review, it will be difficult to find. American Empire is a part of Great American Insurance Group, which actually does not sell individual car insurance policies.

For auto insurance rate quotes, just enter your zip code above and you will be able to compare car insurance quotes for a variety of companies in your area.

Who Is American Empire Insurance Company?

American Empire is an insurance company that has been around since 1977. It is a company that sells surplus lines to most states in the United States, with the exceptions being PA, MA, HI, ME, VT, and NH.

The main types of insurance that American Empire offers are property, casualty, and umbrella insurance. Their main customers are companies who have had difficulty obtaining these insurance policies in the past.

Reasons for this may have been because the companies are unique or they are high-risk companies. It might be a great concept others simply haven’t done before.

The company has superior ratings from the leading insurance rating companies, which indicate that the company has a strong financial foundation and stability. The customer reviews we did see were positive indicating the companies in their target group are getting the coverage and service they need. They maintain an A+ rating with the BBB with no party claims unresolved.

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

How Can You Find The Right Insurance Company?

If you are looking for car insurance, make sure to research a variety of car insurance companies before choosing one, as they offer different benefits and rates. While insurance companies are required to follow certain rules and give timely notice for bills, cancellations, etc., they don’t always do so. If you’re working with the wrong insurance company, there could be serious consequential damages.

Shopping for an insurance policy of any kind starts with getting quotes from different companies. Then you can compare rates and look at reviews from customers and experts. American Empire passes both these tests for certain types of businesses. More importantly, it passes the test in fulfilling the purposes of insurance coverage.

Also ask about discounts available when you are searching around, as this may help you save money on your policy.

To shop for auto insurance, enter your zip code in our calculator and get started today. You can find insurance that makes sense for your personal property before you have a loss of property or other claim. You may come across familiar names like Progressive or Allstate Ins. You might also come across names you’re not as familiar with.

To get an immediate rate quote, you can compare car insurance quotes for different companies by just entering your zip code in the box below!


  1. http://teendriving.aaa.com/PA/supervised-driving/licensing-and-state-laws/
  2. https://www.geico.com/save/discounts/car-insurance-discounts/