Jessica Sautter is a Content Writer for CarInsuranceCompanies.com with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

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Written by

Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Sep 29, 2020

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Key takeaways...

  • American Physicians Car Insurance was founded in 1976
  • They are headquartered in Austin, Texas
  • American Physicians Insurance Company provides insurance for medical professionals

The American Physicians Car Insurance Review is a review of the American Physicians Insurance Company. The American Physicians Insurance Company was founded in 1976 and is headquartered in Austin, Texas.

The American Physicians Insurance Company is a medical professional liability insurance provider. They do not offer car insurance.

Our free online tool lets you see many side-by-side car insurance quotes. To see a comparison of the leading car insurance providers where you live today, enter your zip code in the box above!

Who is American Physician Insurance?

The American Physicians Insurance Company provides physicians and other types of medical professionals with medical liability insurance in four states:

  • Arkansas
  • Texas
  • Oklahoma
  • Colorado

This type of coverage is for medical entities individual physicians, physician groups, and dentists.

There are many elements to the type of medical professional liability that The American Physicians Insurance Company offers.

These elements include:

  • Covering legal fees and costs
  • Accidental death and dismemberment
  • Prior acts coverage and tail coverage
  • Part-time, new to practice discount, and physician extenders

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Physician extenders provide insurance coverage to medical professionals that are not physicians.

These professionals include the following:

Tail coverage is a special type of medical coverage that covers any claims that are made after the policy has expired but happened while the insurance policy was still current.

Prior acts coverage is the opposite of tail coverage in that it covers claims that occurred before the insurance policy originally began.

To find and compare car insurance rates, enter your zip code below and start comparing for FREE!

References:

  1. https://www.progressivecommercial.com/business-insurance/general-liability-insurance/
  2. https://www2.chubb.com/us-en/business-insurance/medical-liability.aspx
  3. https://www.manta.com/c/mm25wdb/american-physicians-insurance-company
  4. https://www.aapa.org/what-is-a-pa/
  5. https://nurse.org/resources/nurse-anesthetist/
  6. https://www.irmi.com/term/insurance-definitions/tail-coverage