Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager Chris Harrigan

UPDATED: Aug 5, 2021

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Key takeaways...

  • American Road Car Insurance was founded in 1959
  • American Road Insurance Company has over $3 million in the capital
  • The American Road Insurance Company offers car, home, business, and boat insurance

The American Road Car Insurance review reveals that the American Road Insurance Company is a stock company that is headquartered out of Michigan.

The American Road Insurance Company was founded in 1959 as a fire and casualty insurance company.

The American Road Insurance Company has over $3 million in the capital, a net surplus in excess of $260 million and over $590 million in company assets.

Use our free online tool today to compare the car insurance rates of leading car insurance providers in your area. Enter your zip code above to get started for FREE!

Who is American Road Car Insurance?

The American Road Insurance Company also functions as a subsidiary of the Ford Motor Credit Company. The American Road Insurance Company offers car, home, business, and boat insurance.

The types of car insurance that the American Road Insurance Company include:

  • Property damage liability coverage
  • Bodily injury liability coverage
  • Personal injury protection
  • Collision and comprehensive coverage
  • Medical payments coverage
  • Underinsured and uninsured motorist coverage
  • Rental reimbursement
  • Emergency road service insurance coverage

As of today, the American Road Insurance Company does not have a website. Without a website, the American Road Insurance Company can be very hard to research.

If you are looking for a new car insurance provider it would be easier to look at companies with a stronger presence on the Internet. Our free online tool is a great place to begin.

Before making any final decisions on your insurance company, it is important to learn as much as you can about your local insurance providers, and the coverages they offer. Call your local insurance agent to clear up any questions that you might have. Questions to consider asking include, “What is the best coverage plan for me/my family/my situation?” “What are the minimum coverage requirements in my state and what form of coverage do you recommend?” “Do you guys offer any bundle discounts if I take out both my auto insurance and home insurance with you?” and “What is the average rate of insurance quotes you guys offer?”

Before making any big insurance decisions, use our free tool to compare insurance quotes near you. It’s simple, just plug in your zip code and we’ll do the rest!

The free online tool shows you a side-by-side car insurance quote comparison. Compare car insurance rates today! Enter your zip code in the box below!


  1. https://www.allstate.com/tools-and-resources/car-insurance/property-damage-liability-insurance.aspx
  2. https://www.esurance.com/info/car/comprehensive-and-collision-coverage
  3. https://www.esurance.com/info/car/uninsured-and-underinsured-coverage
  4. https://www.statefarm.com/insurance/auto/coverage-options/emergency-road-service-coverage