Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Sep 29, 2020

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Key takeaways...

  • American States and Safeco are based in Indianapolis but are able to sell insurance in all 50 states
  • American States is part of Safeco Insurance, which is owned by Liberty Mutual
  • A.M.  Best has given the company both good and bad reviews

This American States Car Insurance Review will give an overview of American States. American States Car Insurance is a part of Safeco Insurance, who is owned by Liberty Mutual.

American States and Safeco are based in Indianapolis but are able to sell insurance in all 50 states.

Depending on your insurance needs and the state that you live in, get in touch with a local Safeco agent to find out what the best policy is for your auto needs.

You can easily compare car insurance quotes online! Enter your zip code above to get started for FREE!

Customer Satisfaction

The reviews of American States Insurance and Safeco are mixed. A.M. Best has given the company good and excellent ratings, although the ability to be financially strong in the future is questionable.

Complaints about American States are for a variety of reasons. A main one deals with the frequency and amount of the increase in premiums.

Others have complained that when they have a car insurance claim, the process of reporting and investigating it is not ideal.

Unfortunately, American States Insurance does not appear to have a separate web address right now.

However, it’s really easy to find out about the products and services that they sell by visiting the Safeco website.

At this time, American States is not rated as having a strong financial outlook in the future.

Both Safeco and American States are rated as having excellent customer service.

American States Insurance sells a wide variety of auto insurance products, including some specialty and comprehensive coverage.

In addition to car insurance, they also underwrite policies for the following:

Just like Safeco, there are car insurance discounts. You must speak to a customer service representative to see if you qualify for any programs

These are some things to keep in mind when looking for an insurance company. Price is also another factor.

To compare car insurance quotes with this and other companies in your area, enter your zip code below!


  1. http://ratings.ambest.com/CompanyProfile.aspx?ambnum=2287&URatingId=1875127&AltNum=0
  2. https://www.rmiia.org/auto/steering_through_your_auto_policy/Filing_an_Auto_Claim.asp
  3. https://www.safeco.com/
  4. https://www.progressive.com/auto/discounts/bundling-insurance/
  5. https://www.libertymutual.com/condo-insurance
  6. https://www.geico.com/information/aboutinsurance/umbrella/