Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager Chris Harrigan

UPDATED: Aug 5, 2021

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Key takeaways...

  • Amguard has been in business since 1983
  • Amguard does not sell personal car insurance policies
  • Amguard only services businesses in New Jersey, Pennsylvania, and South Carolina

AmGUARD is a part of the Berkshire Hathaway Guard Insurance Companies network. It was founded in 1982, and its headquarters are currently in Wilkes-Barre, PA. Although Amguard has a variety of insurance products, they do not sell car insurance to individuals.

While they do not offer personal insurance products, AmGUARD offers a wide range of business insurance products. Many of their offerings have high star ratings and many happy customers.

If you would like to find out more about the insurance products from AmGUARD, feel free to keep reading. If you are specifically looking for car insurance there are a couple ways you can search for a good rate.

A great way to get immediate results is to enter your zip code above and you will be able to compare car insurance quotes for companies in your area!

Who is Amguard?

AmGUARD has been around since 1983 and is able to sell insurance policies to Washington D.C and 45 states. today’s Guard company network is made up of four subsidiaries including AmGUARD, Eastguard, Westguard, and Norguard. While it has only been around for a short time compared to many other mutual and insurance companies, the Guard network serves a wide network of customers.

Business insurance plans include things like medical payments coverage, commercial auto, car rental, travel expenses, and more. They also offer companies emergency roadside service and other benefits you might expect in a personal auto plan.

Besides their worker’s comp products, Amguard also sells:

Even though they sell car insurance commercially, the company is only able to do so in:

  • New Jersey
  • Pennsylvania
  • South Carolina

AmGUARD offers business insurance for small to medium sized corporations. It operates in several states including Alabama, Arizona, California, Connecticut, Delaware, District of Columbia, Florida, Georgia, Illinois, Indiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Vermont, and West Virginia.

The reviews for Amgaurd are very good, with a financial rating of A- from AM Best.

They also have an A+ rating from the Better Business Bureau, with having no filed complaints on record. Both ratings show that Amguard is a good company.

If you are looking for personal car insurance, though, you will have to look elsewhere. Enter your zip code below you will be able to compare online car insurance quotes now.


  1. https://www.njm.com/insurance/commercial-auto
  2. https://www.iii.org/article/what-does-businessowners-policy-bop-cover
  3. http://teendriving.aaa.com/PA/supervised-driving/licensing-and-state-laws/
  4. http://ambest.com/
  5. https://www.bbb.org/