Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager Chris Harrigan

UPDATED: Aug 6, 2021

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Key takeaways...

  • The AutoOne Insurance Company specializes in assigned risk car insurance
  • High-risk drivers usually pay more for auto insurance
  • Your driving history and prior convictions can increase your monthly premium

The AutoOne Car Insurance review shows that AutoOne Insurance is located in Melville, New York and has a claims facility in Melville and Syracuse. This auto insurance company specializes in insurance plans for high-risk drivers.

AutoOne was sold to One Beacon in 2012, which later become Maidstone Insurance.

Use our free online tool today to compare car insurance rates where you live. Enter your zip code above to get started for FREE!

What else do you need to know about AutoOne Insurance?

Auto One Insurance has the ability to write insurance in more than 20 states.

The states where Auto One Insurance can write insurance policies are:

  • California
  • Colorado
  • Arizona
  • Delaware
  • Connecticut
  • Montana
  • New Mexico
  • Idaho
  • Maine
  • New York
  • New Jersey
  • Oregon
  • Nevada
  • Texas
  • South Carolina
  • Pennsylvania
  • Washington
  • Vermont
  • Utah
  • Wyoming
  • West Virginia
  • Washington, DC

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An assigned risk car insurance policy for people who are unable to purchase normal car insurance due to poor driving records or convictions.

One of the reasons a person might be denied a normal insurance policy is because they are considered a high-risk driver.

A high-risk driver is a person with a questionable driving history or a person who has defaulted on an insurance policy in the past. An insurance provider may choose not to insure such a person because of the risk.

Some of the contributing factors that determine a person’s driving history are how many accidents or moving violations a person has on their record.

Compare the car insurance rates of Auto One Insurance to other car insurance providers in your area. Enter your zip code now!


  1. https://www.ct.gov/dmv/cwp/view.asp?a=805&q=424252
  2. https://www.statefarm.com/insurance/auto/resources/high-risk-auto-insurance