Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

Full Bio →

Written by

Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

Full Bio →

Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Sep 29, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key Takeaways

  • Car insurance companies will allow you to store a car if you aren’t driving it
  • Comprehensive coverage is needed for cars that are being stored to cover any damages
  • Canceling your car insurance can lead to higher rates down the road

Sometimes drivers need to store a car that won’t be driven. Car insurance companies offer drivers a way to keep insurance while lowering costs.

Finding affordable car insurance companies that will let you store a car is easy since most of the major companies offer comprehensive-only coverage.

Even though comprehensive insurance is pretty inexpensive, you should still shop around to find the best deal.

Enter your ZIP code now to compare free auto insurance quotes from car insurance companies that will let you store a car near you.

What car insurance companies will let you store a car?

You may need to store your car for many different reasons. You might be leaving the country, have a medical condition that will prevent you from driving, or have a hobby car that you won’t be driving.

Whatever the reason, car insurance companies will allow you to store your car and still have minimum coverage. In fact, you can’t really find car insurance companies that don’t let you store a car.

While most states require drivers to carry at least a minimum amount of liability coverage, you don’t need that if you are storing a car. Comprehensive insurance is all you need if your car won’t be moving.

What is comprehensive car insurance?

What is comprehensive car insurance? Simply put, it covers damages that aren’t related to an accident, including:

  • Theft
  • Vandalism
  • Fire
  • Floods, hurricanes, and tornados
  • Falling debris such as hail and tree limbs
  • Damage from an animal

How much is storage insurance on a car? Comprehensive coverage is pretty inexpensive and averages at $12 more per month. 

However, each company charges different rates and has different requirements. For example, car storage insurance from GEICO will look different than the coverage offered by State Farm.

No matter which car insurance company you choose, there are other things you will need to consider as well. Where your car will be stored and what you need to do to get your car ready for storage is also important. Shop around before you buy car insurance to lock in the best rates.

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

Should you cancel your car insurance when storing a vehicle?

It can be tempting to just cancel your car insurance completely if your car will be stored. However, that’s not usually the best option.

Do I have to insure my car if I am not driving it? Although you don’t have to carry insurance if your car is stored, it’s not worth it to save a little bit each month by canceling your coverage.

If you don’t have at least comprehensive coverage on your stored car, you will have to pay for repairs or replacement yourself. You will also have to deal with a lapse of coverage when you are ready to get insurance. Car insurance companies like to see continuous coverage so that they can know what type of driver you are.

The one thing you don’t want to do is drive your car without at least the state minimum requirement for car insurance.

According to the Insurance Information Institute, around 12% of drivers are uninsured. That leaves them open to fines, driver’s license suspension, and even jail time.

What You Need to Know About Car Insurance Companies that will Let You Store a Car

Finding car insurance companies that will let you store a car is easy since most offer comprehensive-only coverage.

Comprehensive insurance is only about $12 a month and covers damages like fire, theft, and vandalism.

Shop around to find the best deal on car insurance if you need to store a car. Each company will offer a different rate so look at multiple companies to find your lowest rates.

Enter your ZIP code now to compare auto insurance rates from car insurance companies that will let you store a car for free.