How do I get car insurance without a license?
You can get car insurance without a license, but it won't be easy. Car insurance is for drivers who can legally drive, and you will need a drivers license to register and buy insurance coverage for your vehicle. If you need to get auto insurance without a license, compare cheap insurance quotes with our tool below or see if a roommate or family member can add you to their policy.
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Written by
Rachael Brennan
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Reviewed by
Chris Harrigan
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UPDATED: Oct 13, 2020
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Car insurance companies use your driving record from the Department of Motor Vehicles as a qualifier for risk and without a drivers license most car insurers will not provide coverage as there is no way to measure your risk rating.
New drivers have a risk rating even if their rating is extremely high compared to more mature drivers over the age of 25. However, there are car insurance companies who will provide at least some kind of short-term auto insurance policy if you:
- Have a learners permit or
- Have an international or foreign driver’s license
- Will have a license within 30-60 days
Temporary situations arise all the time when people move, have had a license suspended, one revoked or simply expire.
Not having a driver’s license will extremely limit your options for obtaining any form of car insurance coverage however if you foresee getting your license within a short window of time there are temporary auto insurance plans available.
Use our FREE online tool above to start comparing rates now!
Table of Contents
What car insurance companies provide car insurance without a license?
If you don’t get receive insurance in 30-60 days, you will have to start your search again or try to renew the policy which just expired. There is no easy road to car insurance without a valid drivers license.
To determine which companies offer insurance without a license, you should check with your State Department of Insurance or start a car insurance comparison search online to find providers who offer temporary coverage.
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What is the best way to find a car insurance company?
Having friends recommend a car insurer is always a good way to find a provider but just remember that most drivers never file any kind of claim and one of the most important elements of any good auto insurance company is how they handle claims.
If you do not have a drivers license it’s almost impossible to be very picky about coverage but aim for at least some kind of coverage until you get a license.
Get started looking for car insurance rates now by entering your zip code below!