Jessica Sautter is a Content Writer for with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Sep 28, 2020

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It’s all about you. We want to help you make the right car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways...

  • Most states require liability insurance
  • Never focus solely on premiums
  • GAP insurance is rarely needed on used cars

Purchasing car insurance is something almost all drivers need to do and finding the right car insurance coverage is much more important than simply comparing how much car insurance premiums are.

Enter your zip code above for FREE car insurance quotes today!

How do I compare car insurance quotes?

There are many steps every driver should take to help find the best car insurance rates including:

Most states require liability insurance. However, liability coverage does not cover any damages to you, your vehicle or your property.

It’s a widespread mistake for drivers to think they are automatically insured for coverage in an accident but it all depends on the type of car insurance you have.

Familiarize yourself with the following:

Compare Car Insurance Companies

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What types of car insurance do you need?

GAP insurance is rarely needed on used cars, and your vehicle may not be worth enough to consider collision coverage.

However, every driver is unique, so you need to sit down, understand what types of car insurance coverage are available and define precisely what you need.

Learn about Car Insurance Discounts

Are you a student or older driver? Do you have a good driving record? Are there other cars you need to insure?

Many car insurance discounts are around, and it’s not uncommon for a car insurance company not to apply all the discounts you may be eligible for so it’s important to learn about the discounts available and make sure any car insurance quote you request has all the discounts applied.

Once you are finished with the three educational pieces above, make sure your car insurance comparison quotes search returns quotes for policies with equal amounts of coverage, policy limits, and deductibles.

You need to be comparing apples to apples at this point and many times cheap car insurance quotes often provide much less coverage and try to attract consumers by lower premiums.

Car insurance quotes comparison can be easy if you take the time, read the details and use auto insurance companies with solid reputations in the marketplace, however, the ultimate test of any provider will be when it comes to submitting a claim

Many intangible factors also play a role when choosing a car insurance company such as hours of operation, online account management and more

Never focus solely on premiums but concentrate on getting the best type of coverage from a reliable company for the most affordable price.

Ready to car insurance quotes comparison online? Enter your zip code below to start FREE car insurance comparison search today!