Car Accidents & Claims

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How much does insurance cover in an accident?

Car insurance is required in every state except two. Even in the two states that do not require car insurance, there is a certain amount of proof of financial responsibility that is needed to show you can afford to pay for an accident if you are at fault. Accidents are very expensive to pay for...

Car insurance is required in every state except two. Even in...

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Does car insurance cover rock damage?

When you drive around town, you expect for everything to go smoothly. Unfortunately, things happen, including rock damage to the body of your car or even your windshields and windows. It’s important to know how to deal with the situation. Car insurance will provide coverage in some instances. If you’re concerned for your car’s safety...

When you drive around town, you expect for everything to go ...

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Does car insurance cover slashed tires?

There’s not much that’s more upsetting than coming out to your car to find that your tires have been slashed. When this happens, you will need to replace the tires before you’re able to drive. However, you have to look at whether auto insurance covers the cost of replacing the tires when they have been...

There’s not much that’s more upsetting than coming out t...

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Does car insurance pay for paint jobs?

Many people think that if there’s any issue related to the car, then the car insurance company will pay. When it comes to paint jobs, this is not necessarily the case. There has to be a good reason for needing the paint job. Additionally, you need to have the right coverage to ensure the insurance...

Many people think that if there’s any issue related to...

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Does my car insurance cover hitting a dog?

You face obstacles on the road every day. Whether you’re commuting to work on a rainy day or you’re battling a reckless driver, getting out of the way for obstacles is something that comes with the territory when you’re a licensed driver. Unfortunately, when you’re dealing with an animal, you can never predict how they’ll...

You face obstacles on the road every day. Whether you’...

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Car Insurance Claim Under Investigation

Whether you file your claim through your own auto insurance company or that of another party responsible for the accident, there will be a claim adjuster assigned to the case. This person will communicate with you to obtain all of the information that you have about the claim and will assess the amount of damage...

Whether you file your claim through your own auto insurance ...

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Can I cancel a claim on my car insurance?

It’s nice to have the right type of auto insurance when you need it. After you crash into a pole or back into a fence, it can be shocking to learn that the minor dents and dings in your car will cost thousands of dollars to repair. If you have comprehensive coverage on your auto...

It’s nice to have the right type of auto insurance when yo...

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Can I ask insurance to total my car?

A car crash can easily turn a good car into a wreck. If you’re in a minor crash, getting your car repaired could be a simple as filing a claim and hiring a shop to do the bodywork. Unfortunately, more serious accident claims can be more difficult to deal with. Instead of filing a claim...

A car crash can easily turn a good car into a wreck. If you&...

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Can I drive my mother’s car without my own insurance?

As the owner of a car, you’re able to make decisions regarding your car’s maintenance, how it’s used, and if it will be loaned out to other people. You may be more than happy to loan your car to your adult child, but you should be aware of how you’ll be affected if your child...

As the owner of a car, you’re able to make decisions regar...

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Can I change my car insurance after an accident?

One of the worst things that you can ever experience as the owner of a vehicle is that of a car accident. Car accidents can cause severe damage to your automobile, to property, as well as to your own health and the wellness of others involved. Possible damage is where car insurance comes into play...

One of the worst things that you can ever experience as the ...

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Can your car insurance company drop you after a claim?

No one wants to file an auto insurance claim. It means you’ve been involved in some kind of accident. Unfortunately, it often translates to thousands in costs for drivers, even when they weren’t at fault. You have to pay your deductible and anything your insurance doesn’t cover. When you file a claim, it means that...

No one wants to file an auto insurance claim. It means you&#...

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How to Determine Value of a Car for Insurance

When you file an insurance claim, your car is only worth as much as the insurance company says it is. It’s not how much you paid for the car or how much you financed the car for that the insurer uses to value your car. This is why many people who are dealing with a...

When you file an insurance claim, your car is only worth as ...

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What happens if my car is totaled and I have GAP insurance?

If you are like most American drivers, you have likely been confused or overwhelmed regarding the ins and outs of your insurance policy at one time or another. Not only can auto insurance be difficult to understand but it can also be expensive. Learning more about how your policy works and doing some research will...

If you are like most American drivers, you have likely been ...

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How long do car insurance companies keep claims records?

A company transfers claims data from their files to an informational database called C.L.U.E. after a claim is settled. Filing an insurance claim against your policy can have a dramatic effect on the status of your policy. Not only can having too many claims double or triple your premiums, it can make you ineligible for...

A company transfers claims data from their files to an infor...

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Will car insurance cover electrical fire?

Electrical fires are trickier than questions about fires resulting from an auto accident in terms of determining whether you have coverage for the damage. In general, a comprehensive auto insurance policy will cover claims for damages that do not involve an auto accident, but an electrical fire could be determined to be mechanical and not...

Electrical fires are trickier than questions about fires res...

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Are items stolen from your car covered by insurance?

There are many times personal items are left in a car, such as when you run into the office or the grocery store. However, there are times where your car may be stolen or broken into, and your personal items may be stolen, damaged, or otherwise lost during the process. In a situation where your...

There are many times personal items are left in a car, such ...

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Does my car insurance cover me in other cars?

Imagine going into a car rental shop. They’ll generally offer you insurance that allows you just walk away if you’re in an accident. Of course, they charge you a certain amount every day, which adds up quickly. But do you need to buy these types of coverage? What about if you’re borrowing a car from...

Imagine going into a car rental shop. They’ll generall...

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What happens to car insurance if someone dies?

When someone you love passes away, one of the last things that you’re prepared to deal with is property insurance. After you take care of the funeral arrangements and you have a minimal amount of time to grieve, you’re left taking care of the business matters that come with the passing of a loved one....

When someone you love passes away, one of the last things th...

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Will my car insurance cover lost keys?

Misplacing your keys can leave you in a panic, especially when you’re in a rush to get somewhere that you need to be. Most of the time, you’ll find your keys in an odd place around the home where you carelessly threw them, but other times they never show back up. Surprisingly enough, replacing your...

Misplacing your keys can leave you in a panic, especially wh...

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What does an insurance company do when your car is stolen?

Selecting the right car insurance policy and company can be tricky. You do not want to be overcharged for your premium, yet you want a company that will stand behind you and work quickly should an unfortunate event happen such as having your car stolen. If you need to find a better car insurance policy...

Selecting the right car insurance policy and company can be ...

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