Insurance & Driving Laws

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How do I get my impounded car back?

What happens if police impound your car? You’ll have to pay the necessary fees to recover your vehicle, potentially costing $1,000 or more. However, you may not be able to get your impounded car back immediately if you or the car were involved in a crime. The police will tow a car if it is...

What happens if police impound your car? You’ll have to pa...

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How You Can Avoid Becoming a Contributor to Road Rage

We all become vulnerable to the potential of road rage as soon as we step behind the wheel. Not only can we become victims of road rage, but we can also serve as instigators. We’re here to help you to understand road rage and how to avoid becoming a contributor. Outlined below are several ways...

We all become vulnerable to the potential of road rage as so...

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What is the required state minimum car insurance in each state?

Did you know that liability car insurance carries the minimum insurance requirements? Although state minimum auto insurance regulations vary for each state, your car insurance requirements are covered under liability insurance. But how do minimum requirements vary? What is the minimum amount of liability insurance coverage required in California? Don’t worry — we’re here to...

Did you know that liability car insurance carries the minimu...

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How many points to suspend a license in New York?

How many points does it take to suspend your driver’s license in New York? Also, how long do points stay on your license in New York? In most cases, it takes 11 total points within 18 months to suspend your New York driver’s license. You can also get your license suspended after accumulating six points...

How many points does it take to suspend your driver’s lice...

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What is the minimum amount of liability insurance coverage required?

Were you curious about how much liability insurance coverage you need? The amount of coverage you need depends on where you live in America. But what is the recommended coverage limit? Do not worry – we are here to help. Read this article to learn more about the meaning of state minimum car insurance, the...

Were you curious about how much liability insurance coverage...

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Road Rage: Definition and Consequences

You’re running late for an appointment, and a slow driver makes you miss a light. Or someone cuts you off, then gestures like the incident was your fault. Maybe you’re simply tired, and everything is irritating you. Road rage is something we all feel from time to time. It’s a natural response to the everyday...

You’re running late for an appointment, and a slow driver ...

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What is considered a safe speed to drive your car?

Though many people may not enjoy driving slowly on the road, the safest way to keep everyone safe is to follow the speed limit. It may be boring for drivers who spend a lot of time on the road, but following these limits will prevent accidents. In addition to maintaining the speed limit, knowing traffic...

Though many people may not enjoy driving slowly on the road,...

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Is hitting someone with a car assault?

Mistakes often happen. People can sometimes hit a neighboring trashcan or mailbox. These instances can cause exasperation, stress, and a shameful walk to the doorbell. However, what happens if you hit someone with your car? Is it considered assault, and can you be tried for a crime? Finding answers to these questions may leave many...

Mistakes often happen. People can sometimes hit a neighborin...

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A Practical Way to Avoid Being Involved in a Work Zone Crash

Sometimes, people feel uneasy when driving through a work zone, as they are rife with their own rules for drivers. Being careless in a work zone and causing a crash would give any driver stress and anxiety. You may be subject to traffic tickets and citations if you do not follow these rules. However, there...

Sometimes, people feel uneasy when driving through a work zo...

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Can you drive by yourself with a permit?

Getting a permit is an exciting time in a teenager’s life. Along with this excitement for driving, beginners can have some anxiety about the rules. Driving handbooks for every state vary just a little as to when and with whom new drivers can commute, as well as what circumstances require a licensed passenger. Here, we...

Getting a permit is an exciting time in a teenager’s l...

How does the DMV point system work?Post

How does the DMV point system work?

Understanding how DMV points work can be hard. Sometimes it seems as if these government systems are designed to confuse us. In reality, they are confusing because they were created and updated piecemeal as more driving issues came up. Most states also try to be fair as they assign drivers points to their licenses, with...

Understanding how DMV points work can be hard. Sometimes it ...

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How to Get Away With No Car Insurance

According to the Insurance Information Institute, 12.6 percent of all drivers do not have car insurance. While this may not sound like a high percentage, the Federal Highway Administration has reported that there are 190,625,023 drivers throughout the United States, which means more than 24 million drivers are uninsured. The reasons these drivers fail to purchase...

According to the Insurance Information Institute, 12.6 perce...

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Can your car be repossessed for no insurance? [Expert Advice]

Lenders don’t give you thousands of dollars to buy a car without setting some ground rules. To borrow money, you have to not only agree to pay the lender interest, but you also have to agree with the terms and conditions of the loan contract itself. You agree to keep your car fully insured at...

Lenders don’t give you thousands of dollars to buy a c...

Can the police impound your car for no insurance?Post

Can the police impound your car for no insurance?

Can the police impound my car for no insurance/ You can only break a law for so long until you’re caught. Years ago, when police officers used antiquated systems in their squad cars, drivers could easily get away with driving without insurance with some invalid documents in their car. Now, an auto insurance ID card...

Can the police impound my car for no insurance/ You can only...

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Backdating a Car Insurance Policy and Premiums (Laws + Claims)

Can insurance companies backdate premiums? Potential insureds in the market have been asking car insurance carriers to backdate coverage for years now. The whole concept of backdating a car insurance policy and premiums is not new. The important thing to remember is that what separates legal backdating and fraud is whether there has been a...

Can insurance companies backdate premiums? Potential insured...

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Can you go to jail for no car insurance?

Driving without insurance is against the law. When you break the law, you have to be willing to accept the fact that you will be assessed penalties when you’re caught. While some states assess very light penalties on vehicle owners who violate mandatory insurance laws, as a whole, the penalties in the US for driving...

Driving without insurance is against the law. When you break...

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Can my car be parked on the road without insurance?

The only thing worse than coming out to your vehicle to find a parking ticket on your windshield is coming out to discover that your vehicle has been towed or hit when you weren’t looking. Unfortunately, a lot of things happen to parked cars every year. Even if you park on the side in a...

The only thing worse than coming out to your vehicle to find...

What year did car insurance become mandatory?Post

What year did car insurance become mandatory?

The history of car insurance dates back a long time. Ships hundreds of years ago were insured for losses from storms by maritime insurance policies. In the late 1800’s insurance became available for a driver of a horse and buggy. As the automobile became more popular the use of wagons and buggies dropped with insurance...

The history of car insurance dates back a long time. Ships h...

What insurance do you need to be able to drive any car?Post

What insurance do you need to be able to drive any car?

When you earn your license, you aren’t obligated to buy a vehicle right away. As soon as your license is issued, you are granted the privilege to drive any private passenger vehicle as long as the vehicle owner gives you permission. That’s why you don’t have to be in a rush to buy a car...

When you earn your license, you aren’t obligated to bu...

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Is my Canadian car insurance valid in the U.S.? [2022 Update]

If you’re planning on going down south for weeks or a more extended period of time, it’s important that you plan ahead to ensure your holiday goes as smoothly as possible. Most people assume that their Canadian auto insurance is only valid throughout the country of origin. While the coverage won’t protect you when you...

If you’re planning on going down south for weeks or a ...

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