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Is car insurance paid a month in advance or arrears?Post

Is car insurance paid a month in advance or arrears?

When you sign up for an auto insurance policy, your monthly payments start immediately. Depending on the company and insured, they may ask for a small deposit with your monthly payments. Of course, this is moot if you decide to pay your insurance premium all at once. You pay your car insurance in advance, not...

When you sign up for an auto insurance policy, your monthly ...

How long does car insurance last?Post

How long does car insurance last?

You have a lot to consider when you shop around for an auto insurance policy. If you’re like most drivers, the price is your top consideration when comparing one policy to another. Since auto insurance is a purchase that doesn’t offer immediate tangible benefits, it can be hard to stomach shelling out more money each...

You have a lot to consider when you shop around for an auto ...

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What to Do with a Totaled Car and No Insurance

The time to think about insurance is before you have an accident. But sometimes things happen. You forget to pay your insurance premium and have an accident the day after your policy expires. You get busy and don’t notice the cancellation notice. Perhaps you just thought you couldn’t afford your insurance premiums that month. When...

The time to think about insurance is before you have an acci...

Someone Is Using My Address to Buy Car InsurancePost

Someone Is Using My Address to Buy Car Insurance

Who knew changing your address could have such an impact on your auto insurance rates? Just a difference in one or two digits of your zip code could lead to a significant rate increase because of how premiums are calculated. While your premiums aren’t a priority when you’re looking for a place to live, you...

Who knew changing your address could have such an impact on ...

Can I get car insurance with no title?Post

Can I get car insurance with no title?

When you purchase or otherwise acquire a vehicle, one of your first steps should be to purchase insurance coverage on that car. In most cases you will want to do this before you even drive the vehicle home. Carrying auto insurance coverage is a compulsory requirement in most states, meaning you will be legally obligated...

When you purchase or otherwise acquire a vehicle, one of you...

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My Car Insurance Company Dropped Me

You should never drop the ball when it comes to getting coverage and keeping it active. When you buy coverage, it’s critical that you’re honest on your application. Applicants who aren’t honest or forthcoming with the details that insurance agents are asking can lose their insurance even if they make consistent payments. The last thing you...

You should never drop the ball when it comes to getting cove...

Can I change the date my car insurance is due?Post

Can I change the date my car insurance is due?

Insurance companies have never been known for flexibility, but it’s more of a perception than a reality. The truth is that many insurance providers in the market offer various product options that suit your diverse needs. These variations may include changes in the coverage offered, billing terms, the premium charged, customer service points, etc. Whenever you...

Insurance companies have never been known for flexibility, ...

Can I pay off my car insurance early?Post

Can I pay off my car insurance early?

Car insurance is a necessity for every driver in the U.S. When you purchase a car insurance policy, you are looking for something that will indemnify your status should any accident occur. Most insurance companies offer different payment plans, and you can choose a plan that best suits your financial situation. You can either pay...

Car insurance is a necessity for every driver in the U.S. Wh...

Can I get car insurance with a foreign driver’s license?Post

Can I get car insurance with a foreign driver’s license?

It may surprise some to know that insurance companies cater to drivers with international driving licenses. You can still get car insurance at a competitive rate if you compare your options and shop wisely. Anyone driving on the U.S. roads must have insurance to drive legally. Whether you are a U.S. citizen or a foreigner,...

It may surprise some to know that insurance companies cater ...

Can you Get an Extension on Your Car Insurance Payment?Post

Can you Get an Extension on Your Car Insurance Payment?

Paying your auto insurance premium is one of your most important responsibilities as a driver. If you fail to do so, you risk having your auto insurance coverage dropped, which is a legal and practical headache. If you are having trouble making premium payments on time because of your finances, ask your auto insurance company...

Paying your auto insurance premium is one of your most impor...

Can you pay half of your car insurance?Post

Can you pay half of your car insurance?

Paying your car insurance bills on time is a must. When your insurer bills you, you have to pay that invoice by the due date on the bill or you’re at risk of losing your coverage. Just one day of driving uninsured could change your financial future for years. This is why all insurance consumers...

Paying your car insurance bills on time is a must. When your...

Can I Put my Car Insurance under my Dad’s Name?Post

Can I Put my Car Insurance under my Dad’s Name?

Deciding to get your car insurance listed under your dad’s name is not a new practice. Many children choose to list their coverage with an older, more experienced relative. However, every insurance provider will have a different set of rules that go hand-in-hand with multiple vehicle policies. Some may not work for what you need....

Deciding to get your car insurance listed under your dadR...

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Can not paying your car insurance affect your credit?

Today’s economy runs almost entirely off of credit. While it is possible to live life paying cash for many things, it’s not just creditors who make decisions. Your FICO score doesn’t just determine if you’ll get a loan or a good interest rate, it can determine if you’ll get a job, an apartment, or a...

Today’s economy runs almost entirely off of credit. Wh...

Can I pay my car insurance every 6 months?Post

Can I pay my car insurance every 6 months?

Although auto insurance is an important part of being a responsible driver, sometimes it can be difficult to figure out where it fits in the budget. Thankfully, many car insurance carriers offer convenient payment options and methods. You can also help your auto insurance fit into your budget by making sure you are paying the...

Although auto insurance is an important part of being a resp...

Can you switch car insurance mid-policy?Post

Can you switch car insurance mid-policy?

Do you remember that first day that you decided to purchase your car insurance policy? The policy, the premium, coverages, and everything else on that day probably seemed to fit perfectly. Things can change over time, though, including: Experiences that you may have had with your insurance carrier Your coverage needs The cars you drive...

Do you remember that first day that you decided to purchase ...

Can I use a P.O. Box for my car insurance?Post

Can I use a P.O. Box for my car insurance?

Some people may try to use a P.O. Box for their car insurance policy because they live in an area where the rates for car insurance are a bit more expensive. Some people just prefer to get their mail in a more secure location. Both of these are understandable, and either one could red flag...

Some people may try to use a P.O. Box for their car insuranc...

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Can you go to jail for no car insurance?

Driving without insurance is against the law. When you break the law, you have to be willing to accept the fact that you will be assessed penalties when you’re caught. While some states assess very light penalties on vehicle owners who violate mandatory insurance laws, as a whole, the penalties in the US for driving...

Driving without insurance is against the law. When you break...

Can I insure my daughter on my car insurance?Post

Can I insure my daughter on my car insurance?

Deciding to add your daughter to your insurance policy may seem like a quick decision, however, it may warrant more discussion than you anticipate. There are a few situations that may require you to add her to your policy, but it’s important to remember that her previous decisions may affect your coverage. Make sure that...

Deciding to add your daughter to your insurance policy may s...

Can car insurance companies check phone records?Post

Can car insurance companies check phone records?

If you are worried about the insurance company getting a copy of your phone records, then you have most likely been involved in an auto accident. The reason that the insurance company may want to see your phone records is to find out whether you were distracted while driving and whether that contributed to the...

If you are worried about the insurance company getting a cop...

How long should I keep car insurance documents?Post

How long should I keep car insurance documents?

Keeping organized financial records is a must. While it’s your duty as a responsible adult to retain your records, you should never keep financial documents longer than you have to. If you file away all of the invoices and statements that you receive in the mail, it’s easy to go from organized to disorganized rather...

Keeping organized financial records is a must. While it̵...

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