Car Insurance Laws

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Can insurance companies backdate premiums?

Key takeaways… Most car insurance companies will backdate coverage and premiums when requested A No Known Loss letter may be required to backdate coverage The longest you can backdate coverage for is typically up to 60 days, at most The whole concept …

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How long do you have to transfer car insurance?

Key takeaways… When you are purchasing a new vehicle, you need to make arrangements to have the vehicle added to your current insurance policy The best way to make sure that your auto insurance transfers smoothly to a new car is to let your car insur …

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How do I get auto insurance?

Key takeaways… Before you sign up for a new car insurance policy, it is important to do your research on the types of coverage that you think you will need and the best insurance companies in your area It is easy to get car insurance quotes online to …

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How much insurance does a new car need?

Here’s what you need to know… By law, you must purchase a minimum amount of liability insurance on any new or used car that you own The types of coverage that you must carry and the limits that are required are mandated by the state. Every state has …

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Is it illegal to drive without car insurance?

Here’s what you need to know… In all but two states, vehicle owners are required by law to purchase and continuously carry a minimum amount of auto insurance The two states where auto insurance is deemed optional are Virginia and New Hampshire Typica …

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Do I need insurance to drive someone else’s car?

Here’s what you need to know… When you own a vehicle, you’re legally required to satisfy state auto insurance laws Failure to comply with the laws can result in damages that you’re liable for, fines and penalties The vehicle owner’s …

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