Should I get a free car insurance quote?

Each day thousands of Americans think about whether they should get a free car insurance quote. Some people ask whether the potential discounts and savings are worth a few minutes of their time. Others wonder if it is easier to pay more for car insurance and avoid the paperwork connected with switching companies. A free…

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What are the liability limits on car insurance?

The breakdown of liability limits varies from state to state, according to the type of coverage that’s selected. There’s a difference between required liability insurance and optional coverage. Drivers in all jurisdictions in the United States must maintain mandatory minimum liability limits with the exception of New Hampshire. The most prevalent issues facing drivers of…

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Is there a way to get cheap minimum coverage car insurance?

Many drivers today are looking for ways to cut costs and save money on their car insurance. Car insurance costs can vary by a number of factors. You will find that different insurance companies do have different rates, even when you compare them side by side and with the coverages and limits in place. In…

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Is it bad to switch my car insurance company often?

Nowadays, it’s not uncommon for a car insurance consumer to switch from company to company every year. Having a laptop in your bedroom or a desktop computer in the office gives you the power of getting auto insurance quotes at your fingertips. Since auto insurance quotes are so easy to solicit, it’s not a surprise…

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What does liability car insurance cover?

People should understand what liability car insurance is. It is important to know what an insurance policy covers prior to signing up for a deal. Road accidents are among the major causes of death in the country today. That is why being insured while driving a vehicle is crucial. Liability insurance coverage safeguards the welfare…

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How much do car insurance payments cost?

Car insurance payments vary from state to state and from driver to driver. If you are in the process of shopping for a new policy because you have recently relocated or because you have a new four-wheeled addition, it is time to start budgeting for new car insurance expenses. There is a major misconception that…

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Reasons Car Insurance Claims Are Denied

People buy car insurance so they can use their policy in the event that they need to file a claim. While basic policies are mandatory in almost all states, carrying insurance helps you comply with the law and gives you a peace of mind that you have a barrier of protection. Statistics show that the average…

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Is car insurance considered a utility bill?

A utility bill is a document that is mailed to a legal address in order to request payment for certain public services, including: Gas Water Sewer Trash Electricity In general, a car insurance bill is not considered a utility bill even though every driver needs to have a minimum amount of insurance before they can…

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If I cancel car insurance, do I get my money back?

Personal auto insurance policies last for either 6-month or 12-month periods. Since longer terms protect consumers from rate increases, the longer your term the better. While you might assume you’re obligated to keep your coverage for the whole year, buying a 12-month policy doesn’t mean that you have to keep your policy the whole time….

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