Jessica Sautter is a Content Writer for CarInsuranceCompanies.com with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

Full Bio →

Written by

Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

Full Bio →

Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Sep 9, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Car insurance comparison shopping should be easy. We partner with top car insurance companies. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways...

  • The benefits of using the internet to learn about car insurance discounts and who the car insurance companies are in your area can save you money with very little effort
  • Due to the competitive nature of the online auto insurance industry companies know they must be competitive so often you can find drastically reduce rates compared to those of your local insurance agent
  • If you do not understand car insurance then odds are you will overpay. We can help as our website has an extensive wealth of knowledge about questions every auto insurance consumer should ask before securing a new policy

Most consumers love shopping online to find deals and finding cheap car insurance rates is very possible.

The benefits of using the internet to learn about car insurance discounts and who the car insurance companies are in your area can save you money with very little effort.

Many car insurance companies have extensive content explaining their car insurance policies online and also provide features so you can request a quote however you also need to find the car insurance companies for your area of residence.

Only then can you start your car insurance comparison search. Always remember to do a number of things before deciding on a car insurance company:

  • Visit the prospective auto insurance companies website and get familiar with the different types of coverage they provide
  • Research customer reviews
  • Learn and ask about car insurance discounts available
  • Never forget about the intangible factors like online claims processing and 24-hour customer service which can make paying a little higher premium worth it for peace of mind

Use our FREE quote tool to compare auto insurance rates today!

Table of Contents

Why start your search online?

Most any provider of financial products aggressively pursue the online customer since the acquisition cost of such a consumer is very little compared to those acquired by brick and mortar operations where companies have to pay agent commissions.

Many times quotes received by third parties (even if its an agent associated with the company) can often be higher than going directly to the source.

Not long ago your local car insurance agent was the primary gatekeeper for car insurance policies however this is no longer true.

In addition, due to the competitive nature of the online auto insurance industry companies know they must be competitive so often you can find drastically reduce rates compared to those of your local insurance agent.

Compare Car Insurance Companies

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How to get the best car insurance rates?

In a perfect world, you would simply input your zip code, ask a few questions and get the best car insurance rates available however finding the best car insurance rates will take time – and more importantly, education behind what questions to ask.

If you do not understand car insurance then odds are you will overpay. We can help as our website has an extensive wealth of knowledge about questions every auto insurance consumer should ask before securing a new policy.

Every consumer also needs a little patience.

Collect car insurance quotes online, speak with an auto insurance agent and then compare the rates. You may even get some information from the live agent which you can use to go back and ask the online companies to adjust your quote with.

Affordable auto insurance online is very possible but they key is to start your auto insurance comparison search with education, instead of just focusing on lower premiums.

Don’t miss out on our free quote tool below! Just enter your zip code and get a quote now!