Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Nov 3, 2020

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Key takeaways...

  • Constitution car insurance is based in Lake Mary, Florida
  • Constitution is a solely a life insurance company, as is their parent company, Universal American
  • This company does not sell auto insurance

This Constitution car insurance review will focus on the Constitution Insurance Company based in Lake Mary, Florida.

Unfortunately, Constitution is a solely a life insurance company; and so is their parent company, Universal American.

There is no way to purchase any types of car insurance from them because aside from life insurance, they don’t even have a full selection of insurance products and services.

Start comparing car insurance quotes for free – just enter your zip code above to get started for FREE!

Why You Need Life Insurance

However, you may want to consider getting a good life insurance policy if you are planning to drive a car; especially if you are considered high risk because of multiple accidents where you were found at fault.

You never know when a car crash could become fatal, and adding a life insurance policy to your car insurance is never a bad idea.

Since you will not be able to buy your auto coverage from Constitution, you are going to have to keep looking for a reputable car insurance company.

While you are on the prowl for a great policy, make sure you look at what current customers have to say about the prospective insurer.

If they have too many poor reviews, move on to the next company. There are plenty of them out there that offer affordable car insurance with less hassle.

It’s easy to get car insurance quotes for free from the leading online car insurance companies. Enter your zip code below so that you can get started on your way to better savings!


  1. https://money.usnews.com/money/blogs/my-money/2012/07/12/4-life-insurance-policies-you-should-never-buy
  2. https://www.statefarm.com/insurance/life