Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Sep 26, 2020

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Key takeaways...

  • Cooperative Mutual has been in business since 1935
  • They offer insurance coverage to residents in Nebraska, Iowa, and Minnesota
  • Originally, Cooperative Mutual was originally a local risk assessment company

This Cooperative Mutual car insurance review will focus on the Cooperative Mutual Insurance Agency based out of Nebraska.

Cooperative Mutual was originally established as a local risk assessment company but has since branched out to include different types of fire and casualty insurance services.

However, they are still a relatively small insurance provider despite having been in business since 1935. Enter your zip code above and compare the best car insurance quotes available!

More About Cooperative Mutual

This car insurance company provides personal auto insurance policies that include minimum liability coverage.

Cooperative Mutual extends their services and products to a handful of Midwestern states, including Iowa, Nebraska, and Minnesota.

You will need to contact the company directly if you want to know if your state is included in their list, and to discuss the services that are available to you; they also underwrite other types of individual policies.

While Cooperative Mutual does have a company website, it was down for maintenance at the time of this review.

However, other reviews have mentioned that their business website does not offer very much in the way of online services, like quotes or the ability to file a claim.

Unlike many larger insurance companies, their customer service representatives are only available during regular business hours.

Fortunately, there is another way to receive free online car insurance quotes so that you can easily compare leading insurance providers before you have to make a purchase.

Enter your zip code below to start browsing rates today!


  1. https://www.allstate.com/auto-insurance/personal-injury-protection.aspx
  2. https://www.thebalance.com/understanding-minimum-car-insurance-requirements-2645473
  3. https://en.wikipedia.org/wiki/Midwestern_United_States
  4. https://www.drivinglaws.org/teen/nebteen.php
  5. https://www.bloomberg.com/research/stocks/private/snapshot.asp?privcapId=6731747