Direct General Car Insurance Review

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Key takeaways...
  • Direct General is a private financial services company who heavily advertises their car insurance and motorcycle insurance policies along with other financial products
  • Direct General offers car insurance coverage to traditional low-risk drivers but also specializes in providing coverage to high-risk drivers including consumers with bad credit, those without a checking account and drivers with bad credit
  • Make sure to check out independent reviews online by places like AM Best or BBB.org

Direct General is a private financial services company who heavily advertises their car insurance and motorcycle insurance policies along with other financial products. Headquartered in Nashville, Tennessee the Direct General Company has over 400 offices servicing customers in 13 states including:

Arkansas, Florida, Georgia, Illinois, Kentucky, Louisiana, Mississippi, Missouri, North Carolina, South Carolina, Tennessee, Texas, Virginia

Direct General offers car insurance coverage to traditional low-risk drivers but also specializes in providing coverage to high-risk drivers including consumers with bad credit, those without a checking account and drivers with bad credit.

In other words, Direct General may be worth consideration as a car insurance company if you have been denied coverage elsewhere.

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Direct General Car Insurance Features

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Over 100,000 people a month actively visit the Direct General website looking for information on products such as car insurance and motorcycle insurance and the company is one of the few providers to really aggressively promote the term flexible car insurance.

Some of the ways Direct General is committed to providing drivers a good experience are:

  • Working to keep low premiums regardless of a consumer driving history or poor credit score
  • Specialize in understanding dropped coverage and do not require consumers to have a credit card or checking account
  • Custom payment plans
  • Access online, over the phone or in person at any of over 400 locations

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Flexible Car Insurance Options with Direct General

Direct General offers many flexible car insurance payment options including:

  • Choice of Payment Date  consumers can choose a premium due date most convenient to them
  • Pre-Payment and Monthly Payment Options  Flexible options to either pay in full or make monthly payments
  • Flexible Down Payments  Choice to pay more up front and have lower monthly payments

Direct General Car Insurance Company Review

Overall customers seem to be happy with Direct General although their presence is limited to only about a quarter of the USA.

If you need high-risk car insurance, have been denied coverage or have bad credit it’s worth at least discussing car insurance options with this provider.

Direct General is one of many car insurance companies who specialize in high-risk car insurance but even more, conservative providers are offering more and more car insurance policy options so never just assume you are high risk and always compare at least a handful of car insurance companies before ultimately choosing a provider.

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