Jessica Sautter is a Content Writer for with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: May 27, 2021

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Key Takeaways

  • Country Financial is the only car insurance company that offers an engaged couples discount
  • You can save 10% with this engaged couples insurance discount and bundle additional discounts for more savings
  • Married couples usually have lower car insurance rates overall

Not very many car insurance companies offer you an engaged couples discount. In fact, Country Financial is the only company that does. However, many auto insurance companies do offer a discount once you are married.

The good news is that Country Financial offers a 10% discount meaning you can find affordable car insurance with an engaged couples discount.

You should still shop around to see if another company can offer you lower rates even without the discount.

Enter your ZIP code now to compare car insurance rates from multiple companies to find cheap coverage even if they don’t offer an engaged couples discount.

How can engaged couples get cheap car insurance?

Getting engaged is an exciting time in your life, and many companies offer you discounts as you get ready to tie the knot. However, that’s not the case when it comes to car insurance.

Only Country Financial offers you car insurance with an engaged couples discount. In order to qualify for the discount, you must both be at least 21 years old and have policies with Country Financial.

You will be able to save 10% on your car insurance rates with an engaged couples discount from Country Financial.

While you won’t be able to find many car insurance quotes with an engaged couples discount, you can still save money if you combine your policy with your fiance.

Many car insurance companies allow couples to have a joint policy if they live in the same house. Then you can take advantage of other car insurance discounts, such as multi-car or multi-policy discounts.

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Why are car insurance rates lower for married couples?

Once you do get married, you should see much lower car insurance. Not only will you qualify for more discounts, but your overall rates will be lower, too.

Car insurance companies tend to believe that married drivers are safer and more responsible. In fact, married drivers tend to be in fewer accidents overall than single drivers.

According to the Centers for Disease Control (CDC), married people actually live longer than single people.

Many different factors affect your car insurance rates besides being married. Your driving record, credit score, and age all play a part in determining your rates.

If you or your spouse has a poor driving record or bad credit, it might be cheaper for you to maintain separate car insurance policies. Check with your agent to see if you are better off on one policy or two.

Engaged Couples Discount: The Bottom Line

Country Financial is the only car insurance company with an engaged couples discount, but you can still find cheap car insurance by taking advantage of other discounts.

Before you buy car insurance with an engaged couples discount, shop around to see who can offer you the best rates.

Enter your ZIP code now to compare car insurance quotes from multiple companies near you for free to see if they are cheaper even without the engaged couples discount.