Jessica Sautter is a Content Writer for with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Nov 6, 2020

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Key takeaways...

  • Since beginning in 1999, Esurance has become one of the top online brands for car insurance
  • Esurance is also committed to the environment, their customers, and providing excellent online service
  • AM Best has given Esurance an excellent rating
  • Esurance offers some common discounts; one unique discount Esurance offers relates to your education level

Esurance was founded in 1999 and is considered one of this generation’s car insurance companies. 11 years ago marked the very early stages of the internet, where Esurance was a pioneer in the world of online auto insurance.

The company has flourished in the last decade, becoming one of the top online brands for car insurance serving customers in 30 states.

More recently, Esurance has branched out to offer even a wider variety of personal insurance products including:

  • Homeowners Insurance
  • Renters Insurance
  • Health Insurance
  • Life Insurance
  • Motorcycle Insurance

What’s really neat about Esurance (outside of good coverage at affordable premiums) is their commitment to the environment.

In fact, the company fleet of vehicles is made up of 100 percent hybrid cars, and Esurance operates as a paperless company claiming to have saved over 3,000 trees since 1999.

If you’d also like to save on car insurance, enter your ZIP code below and compare at least three to four policies today!

Why choose Esurance?

Esurance is a reliable company with excellent customer reviews and is rated SUPERIOR (A+) by A.M. Best, providing a solid outlook on the company’s ability to pay claims.

Many people choose Esurance simply for their complete online presence. Within minutes of completing an application, you can print auto insurance ID cards and walk away being insured.

Their complete online account management area lets you do everything from file a claim to pay your premium. Esurance even offers an online comparison feature so you can compare Esurance car insurance to other companies and is open 24 hours a day / 365 days a year.

Esurance poses a very convenient solution, and with almost 1,000,000 people visiting the Esurance website every month, it’s obvious consumers enjoy the company.

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Although the Esurance car insurance company is not for everyone — especially those consumers who prefer to have a local agent, Esurance maintains a strictly online presence.

Additionally, the company does not seem to focus on specialized markets like antique or classic cars except via a partnership program with the Hagerty Car Insurance Company (probably best to contact them directly).

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Esurance Car Insurance Discounts

The Esurance company does offer some car insurance discounts; however, from our review, we did not find as many offered by Esurance as similar companies.

For example, Esurance does not have a low mileage driver discount (which can sometimes save over 50 percent).

On the other hand, they have some discounts very unique such as car insurance discounts to California policyholders holding a degree or license in Engineering, Education, or Natural Science.

Some of the common car insurance discounts Esurance offers are:

  • Anti-Theft Devices
  • Good Driver Discount
  • Good Grades Discount
  • Multi-Vehicle Discount
  • Pay in Full Discount
  • Safety Equipment

Biggest Advantages of Esurance

One of the biggest advantages of choosing Esurance is having a company behind you who is easily and always accessible online and through a toll-free number.

The company is open around the clock, every day of the year and has a comprehensive online account management area arguably better than Allstate and many other major car insurance companies.

Esurance provides a wealth of content for you to learn about car insurance which can help you save money every time you go to renew a car insurance policy.

Esurance is a prime example of a company who embraced the internet in its infancy and grew into a multi-million dollar company by simply providing good products with great service based around the convenience wanted by online consumers.

For most consumers, Esurance should always be on your list of companies to compare car insurance quotes from, so start today.

Enter your ZIP code below and begin comparison shopping for better and more affordable car insurance today!