Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Aug 3, 2021

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Key takeaways...

  • Federated Car Insurance only sells commercial business insurance
  • They also insure several different types of businesses in the auto insurance industry, like repair shops, dealerships, and motorcycle dealers, which is very handy if there is ever an accident on the job
  • However, despite a lack of organization, they have a strong financial backing and are even rated highly for the safety and consistency of their work environment

This Federated car insurance review will focus on the Federated Insurance Company based in Owatonna, Minnesota, with additional offices spread out across the US, including Phoenix, Arizona. Their representatives sell insurance products individually in each state.

In 1948, the company started providing fire and casualty insurance as well as accident and health insurance policies. In 1959, they began selling life insurance. Today, their representatives sell insurance products individually in each state and specialize in business insurance for specific industries. Their products are focused on small and medium sized businesses that match certain niche markets.

They are an impressive 2,600 employees strong, and licensed in almost all of the US territories. Unfortunately, you will not be able to purchase a policy to insure your personal car through this company; they only sell insurance to commercial businesses.

Before you go, take the time to enter your ZIP code for a list of FREE car insurance quotes!

What insurance products does Federated offer?

If you need a type of business coverage for your commercial vehicles, then Federated Insurance may be the right choice for you.

They also insure several different types of businesses in the auto industry, like repair shops, dealerships, and motorcycle dealers, which is very handy if there is ever an accident on the job.

The coverage plans offered by Federated Insurance are eligible to be tailored to fit individual business needs.

They write a variety of specialty property and casualty products and their areas include:

  • Auto service centers
  • Building materials dealers and wholesalers
  • Custom woodworking and cabinetmakers
  • Contractors in various fields
  • Equipment dealers
  • Funeral services
  • Jewellers
  • Motorcycle dealers
  • Printers
  • Tire dealers
  • Petroleum marketers

The Federated Insurance Company website does not always load properly, which can make it difficult to navigate through their product offerings.

However, despite a lack of organization, they have a strong financial backing and are even rated highly for the safety and consistency of their work environment.

Since you can’t find individual auto policies at Federated Insurance, you will need to keep looking for personal insurance providers.

Fortunately, you don’t have to pay a dime to get free car insurance quotes from all the leading online car insurance companies. Enter your ZIP code to get started now!

References:

  1. https://www3.ambest.com/ratings/entities/CompanyProfile.aspx?ambnum=2084&URatingId=488253&AltNum=0
  2. https://www.federatedinsurance.com/ws/fi/AboutUs/index.htm
  3. https://www.federatedinsurance.com/ws/fi/index.htm
  4. https://www.federatedinsurance.com/ws/fi/AboutUs/FinancialRatings/index.htm