Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

Full Bio →

Written by

Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

Full Bio →

Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Aug 9, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways...

  • Financial Indemnity Company is based in Texas and provides services to at least 23 states
  • Financial Indemnity underwrites auto policies with comprehensive and collision coverage
  • Financial Indemnity is a is a subsidiary of Unitrin Specialty

This Financial Indemnity Company review will focus on the Financial Indemnity Insurance Company that is a subsidiary of Unitrin Specialty now known as Kemper. They are based in Dallas, Texas, but provide services to at least 23 other states.

While all business is conducted through independent agencies, customers are still required to submit claims to their parent company, Kemper.

Fortunately, there is an easy online form with detailed instructions on the Kemper website.

Financial Indemnity Company and its parent company Kemper Corporation maintain an excellent financial rating with organizations like the BBB and AM Best. However, the company is not BBB accredited. They offer auto, health, home, marine, and several other types of insurance.

Take a few minutes and make sure you’re getting the best deal on your online car insurance. Enter your zip code above to check out a list of competitive car insurance quotes right now!

Who Is Financial Indemnity Company?

Financial Indemnity is part of the Kemper Specialty Corporation. Financial Indemnity Company underwrites auto insurance policies which are required to cover liability. They don’t currently offer online quoting services. So while you can get quotes from other companies by entering your zip code and answering questions online, you’ll need to find an independent agent that partners with the Kemper Corporation to get a quote with Financial Indemnity Company.

The company has built up a very solid base of positive customer reviews since they were originally established. Their financial success has allowed them to expand into one of the largest insurance providers in America. They have been in business for at least 60 years, which means that your policy is relatively secure if you choose to purchase insurance from Indemnity.

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What discounts are available through Financial Indemnity?

Financial Indemnity Company offers discounts through its parent company, Kemper Corporation. Kemper Corporation lists its auto insurance discounts, which include:

  • Anti-theft Devices
  • Away at School
  • Driver Training Courses
  • Good Student Discount
  • Multiple Policies
  • Package
  • Passive Restraints

In addition, Kemper Corporation provides discounts for:

  • Paid in Full discount
  • Prior Insurance discount
  • Residence discount
  • Multi-car discount

Can You Save More without Sacrificing Coverage on Auto Insurance?

Don’t miss out on a fun family vacation because you’re paying too much for your car insurance. You can contact an insurance agent to get a quote from Kemper insurance companies. If you’re looking for more online access, there are plenty of alternatives.

Before you start shopping, think about what you really need. If you have an older car that’s cheap to replace, it may make sense to stick to liability insurance with personal injury protection. If you’ve financed your car, the bank may require you to keep comprehensive and collision insurance. Whatever you’re looking for, you can find the coverage you need at an affordable price online.

Don’t miss out on a fun family vacation because you’re paying too much for your car insurance. Just enter your zip code below to choose a new rate from a selection of free car insurance quotes today!


  1. https://direct.kemper.com/home.aspx
  2. https://www.kemper.com/wps/portal/KemperSpecialty/Home