Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

Full Bio →

Written by

Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

Full Bio →

Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager Chris Harrigan

UPDATED: Sep 14, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways...

  • Franklin Insurance Company is under Mercer Insurance Group and only serves Pennsylvania residents
  • The company specializes in car insurance for minivans, trucks, and sedans
  • There are four types of car insurance coverage that they offer
  • Despite the company’s pros and cons, Franklin’s major attraction is the option of tailor-made policies

Franklin’s car insurance is relatively new in the auto insurance industry. The Mercer Insurance Group subsidiary is known for offering tailor-made solutions to its clients (click here to read the Mercer Insurance Group car insurance review).

Founded in 1997, Franklin Insurance Company has come to be regarded by its clients as an alternative insurer of minivans, trucks, and sedans and presently only serves residents of Pennsylvania.

In 2001, the company was acquired by the Mercer Insurance Group.

Should you buy a Franklin auto insurance policy? Read through this Franklin car insurance company review to decide for yourself!

If you’d also like to get better and more affordable car insurance, enter your ZIP code above and compare at least three to four policies today!

What does Franklin Insurance Company offer?

Franklin car insurance is tailored to meet the needs of drivers based on their preferences and type of cars that they have. There are four types of coverage offered by the company, which are:

  • Comprehensive Insurance This plan covers the policyholder from damages and losses caused by non-collision factors
  • Medical Insurance This coverage is provided to both the driver and the passengers riding in the insured car
  • Collision Insurance  This covers the policyholder against losses caused due to collision accidents with other vehicles
  • Liability Protection Liability coverage is for third-party injuries and damages that may be caused when the insured car is in use

Special coverage is also available for drivers who have high performance, classic, or antique cars.

Compare Car Insurance Companies

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

Benefits of Franklin Car Insurance

  • Tailored Solutions The biggest benefit of Franklin car insurance is a tailor-made solution that clients enjoy. Whatever specifications individuals have, they are sure to have them met by the company.
  • Online Quotes Franklin car insurance quotes can also be obtained online. The quotes can be obtained from the official Mercer Insurance Group website. Also, many car insurance comparison websites have links to quotes from the company.
  • Excellent Customer Service The company has a reputation for good customer service, unlike the majority of the larger insurance companies.

Cons of Franklin Car Insurance

  • New in the Market Many drivers shy away from getting Franklin insurance because the company is relatively new. While the company has been serving residents of Pennsylvania since 1997, most people are still not familiar with it.
  • Lack of Exposure While it was acquired by Mercer Insurance Group, which is much larger and known nationwide, Franklin hasn’t been given the exposure it deserves. In fact, many Pennsylvania car insurance websites don’t list the company in their list of insurers.
  • Limited Reviews About the Company Online There are limited reviews about the company on the internet, which may make some customers hesitant to purchase from them.

While the company is still relatively new in the insurance industry and just a subsidiary of the Mercer Insurance Group, Franklin’s tailor-made solutions are increasingly attracting drivers.

When one is looking to purchase a car insurance plan, a tailored policy can be what they need to cushion themselves from bundled packages that end up being expensive.

Looking for better and more affordable car insurance? Enter your ZIP code below and start comparison shopping today!


  1. https://www.mercerins.com/
  2. https://www.usacoverage.com/insurance-company-profiles/Franklin-Insurance-Company.html