Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Aug 31, 2021

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Key Takeaways

  • GEICO DriveEasy is a telematics app that tracks your driving behaviors so you can earn discounts
  • Some driving behaviors that may be tracked include braking, cornering, time of day, weather, and more
  • You can earn a discount of up to 25% with the GEICO DriveEasy program

There are many opportunities to save money on car insurance. More car insurance companies are offering apps that track driving behaviors to earn discounts for safe driving.

GEICO DriveEasy allows you to monitor your driving habits for the chance to reduce your premiums. Learn more about how the app works by reading our full GEICO DriveEasy car insurance review below.

If you can’t find affordable GEICO DriveEasy car insurance quotes, compare multiple companies in your area by entering your ZIP code into our free quote comparison tool above.

What is GEICO DriveEasy?

GEICO DriveEasy is a usage-based insurance (UBI) program that uses an app to track your driving behaviors. Your behaviors are used to assign you a score that will determine how much of a discount you can earn on your car insurance policy.

You can invite all of the drivers on your policy to use the app, and all of your individual driving habits will be tracked and scored.

When you download the DriveEasy app, you can use your GEICO DriveEasy login to view your dashboard, which displays information about your last trip, your current driving score, and your driving streak history.

The DriveEasy app should automatically detect whether you are a driver or a passenger, but you can also use the app to adjust this if necessary.

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What driving behaviors does GEICO DriveEasy track?

The following driving behaviors may be used to calculate your GEICO DriveEasy score:

  • Time of day — If you often drive at night or during rush hours, you may be at a higher risk of being in an accident.
  • Mileage — The more you drive, the more likely you’ll be involved in a car accident.
  • Weather — If you’re driving in rain or snow, this could make your trip riskier.
  • Braking — If you’re consistently having to brake hard, this could indicate that you’re driving too fast or following too closely.
  • Cornering — Taking corners too quickly may indicate dangerous or reckless driving.

The GEICO DriveEasy app also monitors distracted driving. You can be penalized for active phone use (such as changing the music or checking your email) and handheld phone calls. However, hands-free phone calls and passive phone use (such as mounting your phone) won’t have an effect.

How much is GEICO DriveEasy car insurance?

First, let’s take a look at how much you may pay for a policy from the GEICO DriveEasy car insurance company by state and coverage level:

GEICO Average Annual Car Insurance Rates by Coverage Level
StatesAverage Annual Rates With Low CoverageAverage Annual Rates With Medium CoverageAverage Annual Rates With High Coverage
New Hampshire$1,540.28$1,605.73$1,699.05
New Jersey$2,462.30$2,808.31$2,994.20
New Mexico$4,156.21$4,446.96$4,771.72
New York$2,287.62$2,416.55$2,580.54
North Carolina$2,803.12$2,926.41$3,080.53
North Dakota$2,621.52$2,663.66$2,719.55
Rhode Island$5,328.94$5,589.68$5,889.27
South Carolina$2,961.35$3,146.50$3,426.18
South Dakota$2,858.61$2,937.01$3,025.26
Washington D.C.$3,543.02$3,694.22$3,841.20
West Virginia$3,704.21$3,935.91$4,138.46
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GEICO DriveEasy car insurance rates could give you a discount of up to 25% depending on your driving habits.

Is GEICO DriveEasy worth it?

GEICO DriveEasy has its advantages and disadvantages. Some users complain of the app not being accurate, and if you’re not a safe driver, your rates could increase.

If you’re concerned about how to cancel GEICO DriveEasy, it’s simple. You can contact GEICO directly for help, and they will provide directions for canceling.

DriveEasy is only available in some states, including Florida, Connecticut, Louisiana, Maryland, Pennsylvania, Wisconsin, Illinois, Kentucky, New Jersey, Virginia, Indiana, and Oregon.

If you live in any of the above states and already have a GEICO car insurance policy, you should consider joining the DriveEasy program, because it will likely save you money on your premiums.

However, if you have a car insurance policy from another company, you may be able to find a similar program without switching.

If you’re still undecided on whether to buy GEICO DriveEasy car insurance, enter your ZIP code into our free quote comparison tool below and compare quotes from other companies.