GEICO DriveEasy Car Insurance Review (2021)
Choosing to enroll in the GEICO DriveEasy program is an easy decision if you are a safe driver, as you may save up to 25% with GEICO DriveEasy car insurance rates. If you already have a GEICO car insurance policy, joining the DriveEasy program may help save you money. The program monitors things like hard braking and phone usage when determining your discount.
Compare Car Insurance Companies
Secured with SHA-256 Encryption
UPDATED: Aug 31, 2021
It’s all about you. We want to help you make the right car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
- GEICO DriveEasy is a telematics app that tracks your driving behaviors so you can earn discounts
- Some driving behaviors that may be tracked include braking, cornering, time of day, weather, and more
- You can earn a discount of up to 25% with the GEICO DriveEasy program
There are many opportunities to save money on car insurance. More car insurance companies are offering apps that track driving behaviors to earn discounts for safe driving.
GEICO DriveEasy allows you to monitor your driving habits for the chance to reduce your premiums. Learn more about how the app works by reading our full GEICO DriveEasy car insurance review below.
If you can’t find affordable GEICO DriveEasy car insurance quotes, compare multiple companies in your area by entering your ZIP code into our free quote comparison tool above.
What is GEICO DriveEasy?
GEICO DriveEasy is a usage-based insurance (UBI) program that uses an app to track your driving behaviors. Your behaviors are used to assign you a score that will determine how much of a discount you can earn on your car insurance policy.
You can invite all of the drivers on your policy to use the app, and all of your individual driving habits will be tracked and scored.
When you download the DriveEasy app, you can use your GEICO DriveEasy login to view your dashboard, which displays information about your last trip, your current driving score, and your driving streak history.
The DriveEasy app should automatically detect whether you are a driver or a passenger, but you can also use the app to adjust this if necessary.
Compare quotes from the top car insurance companies and save
Secured with SHA-256 Encryption
What driving behaviors does GEICO DriveEasy track?
The following driving behaviors may be used to calculate your GEICO DriveEasy score:
- Time of day — If you often drive at night or during rush hours, you may be at a higher risk of being in an accident.
- Mileage — The more you drive, the more likely you’ll be involved in a car accident.
- Weather — If you’re driving in rain or snow, this could make your trip riskier.
- Braking — If you’re consistently having to brake hard, this could indicate that you’re driving too fast or following too closely.
- Cornering — Taking corners too quickly may indicate dangerous or reckless driving.
The GEICO DriveEasy app also monitors distracted driving. You can be penalized for active phone use (such as changing the music or checking your email) and handheld phone calls. However, hands-free phone calls and passive phone use (such as mounting your phone) won’t have an effect.
How much is GEICO DriveEasy car insurance?
First, let’s take a look at how much you may pay for a policy from the GEICO DriveEasy car insurance company by state and coverage level:
|States||Average Annual Rates With Low Coverage||Average Annual Rates With Medium Coverage||Average Annual Rates With High Coverage|
Get Your Rates Quote Now
GEICO DriveEasy car insurance rates could give you a discount of up to 25% depending on your driving habits.
Is GEICO DriveEasy worth it?
GEICO DriveEasy has its advantages and disadvantages. Some users complain of the app not being accurate, and if you’re not a safe driver, your rates could increase.
If you’re concerned about how to cancel GEICO DriveEasy, it’s simple. You can contact GEICO directly for help, and they will provide directions for canceling.
DriveEasy is only available in some states, including Florida, Connecticut, Louisiana, Maryland, Pennsylvania, Wisconsin, Illinois, Kentucky, New Jersey, Virginia, Indiana, and Oregon.
If you live in any of the above states and already have a GEICO car insurance policy, you should consider joining the DriveEasy program, because it will likely save you money on your premiums.
However, if you have a car insurance policy from another company, you may be able to find a similar program without switching.
If you’re still undecided on whether to buy GEICO DriveEasy car insurance, enter your ZIP code into our free quote comparison tool below and compare quotes from other companies.