GEICO vs. Travelers: Best Car Insurance for 2021
When you compare GEICO vs. Travelers car insurance, GEICO car insurance is generally cheaper. GEICO also has higher A.M. Best and J.D. Power ratings than Travelers, but both GEICO and Travelers score an A+ with the BBB. As you compare GEICO vs. Travelers car insurance rates, be sure to consider the many car insurance discounts offered to get even lower rates.
Compare Car Insurance Companies
Secured with SHA-256 Encryption
UPDATED: Aug 3, 2021
It’s all about you. We want to help you make the right car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
- In general, Travelers auto insurance is more expensive than GEICO
- GEICO received an A++ rating with A.M. Best, and Travelers received an A+ rating
- J.D. Power rates GEICO as above average in customer satisfaction, and Travelers was rated below average
Trying to figure out which car insurance companies can offer you the coverage you want with low rates can be difficult. We will compare GEICO vs. Travelers car insurance companies to help you decide if either is right for you.
In this article, we will compare GEICO vs. Travelers car insurance rates, discounts, and ratings. If neither company is right for you, there are many more options out there to compare.
Keep reading to compare GEICO vs. Travelers car insurance. Enter your ZIP code now for free quotes from multiple car insurance companies in your area.
Does GEICO or Travelers have cheaper car insurance rates?
There’s a lot that goes into calculating your car insurance rates to see how affordable GEICO or Travelers car insurance is for you. Companies look at many different factors, including your age, gender, driving record, and credit score.
First, we will compare average annual GEICO vs. Travelers car insurance rates by age, gender, and marital status.
|Age, Gender, and Marital Status||GEICO Average Annual Rates||Travelers Average Annual Rates|
|Single 17-year-old female||$5,405.23||$7,586.79|
|Single 17-year-old male||$5,955.63||$11,904.09|
|Single 25-year-old female||$2,312.93||$2,059.71|
|Single 25-year old male||$2,171.06||$2,165.03|
|Married 35-year-old female||$2,253.30||$1,899.93|
|Married 35-year-old male||$2,237.96||$1,914.91|
|Married 60-year-old female||$2,107.40||$1,806.15|
|Married 60-year-old male||$2,188.44||$1,882.23|
Although GEICO car insurance is cheaper for 17-year-olds, Travelers is cheaper for other demographics.
Next, we will look at average annual GEICO and Travelers car insurance rates based on your driving.
Is GEICO good insurance for people with accidents, tickets, or DUIs on their driving record? Or is Travelers a better option if you don’t have a clean record?
|Driving Record||GEICO Average Annual Rates||Travelers Average Annual Rates|
|With 1 accident||$3,192.77||$4,289.74|
|With 1 DUI||$4,875.87||$5,741.40|
|With 1 speeding violation||$2,645.43||$4,260.80|
GEICO auto insurance is cheaper regardless of your driving record.
Finally, let’s look at average annual rates based on your credit score.
|Credit History||GEICO Average Annual Rates||Travelers Average Annual Rates|
Travelers car insurance is more expensive no matter your credit score.
Although some states like California don’t allow car insurance companies to use your credit score to calculate rates, most states do. Insurance companies tend to believe that a higher credit score means you won’t file as many claims.
Compare quotes from the top car insurance companies and save
Secured with SHA-256 Encryption
Does GEICO or Travelers have better car insurance discounts?
One easy way to lower your rates is to take advantage of car insurance discounts. Most companies offer discounts ranging from paying online to having multiple policies. There’s something for everyone.
This table compares GEICO and Travelers car insurance discounts. Take a look to see which company can offer you the most discounts. If the amount of the discount is known, it is listed.
|Car Insurance Discounts||GEICO (%)||Travelers (%)|
|Daytime Running Lights||1||x|
|Seat Belt Use||15||N/A|
|Students & Alumni||x||N/A|
While both companies offer many of the same discounts, there are some differences.
GEICO offers a loyalty discount, but Travelers does not. Travelers offers a discount for on-time payments, and GEICO doesn’t.
Don’t forget to add in any discounts you may be eligible for when you compare GEICO vs. Travelers car insurance quotes.
How does GEICO and Travelers compare in financial strength and customer satisfaction?
A.M. Best scores companies on their financial stability. GEICO received an A++, and Travelers received an A+. Both companies show a superior ability to meet financial obligations.
Both companies scored an A+ with the Better Business Bureau (BBB). However, GEICO is accredited and Travelers isn’t.
GEICO and Travelers were ranked by J.D. Power on customer satisfaction, which included rates, billing, claims, and what is offered. In most regions, GEICO scored above average, but Travelers scored below average.
GEICO vs. Travelers: The Bottom Line
Both GEICO and Travelers offer online quotes and account access.
With either the website or mobile app, use your GEICO or Travelers login to pay bills, view your policy, or file a claim. You can even begin your Travelers or GEICO windshield repair claim online.
Each company also offers many different products and services, such as roadside assistance.
For example, GEICO full coverage is available along with various add-ons, like GEICO extended warranty or mechanical breakdown insurance.
Travelers offers a full range of coverage, also, and has add-ons such as rental insurance and new car replacement.
Now that you have the facts, it should be easier to decide if you want to buy GEICO or Travelers car insurance. If neither company fits your needs, consider comparing others to find exactly what you need.
We hope you’ve learned all you need to know about GEICO and Travelers car insurance. Enter your ZIP code now to compare free quotes from various car insurance companies near you.