Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

Full Bio →

Written by

Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

Full Bio →

Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager Chris Harrigan

UPDATED: Apr 13, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways...

  • HCC sells specialty insurance and has offices all over the world
  • HCC was founded in 1974 and offers a variety of insurance products
  • HCC does not offer personal car insurance plans

This HCC Car Insurance Review will talk about the company better known as HCC Insurance Holdings, Inc.

The company sells specialty insurance and has offices throughout the world, including the United States, Ireland, Spain, and the United Kingdom.

A quick way to compare insurance rates right now is to enter your zip code above and you can get free, online car insurance quotes for a number of companies in your local area!

More About HCC Insurance

HCC Insurance was started in 1974 and offers a number of unique insurance products. Unfortunately, personal car insurance is not a product that is offered by the company, but there are other ways to find an auto policy.

The kinds of insurance products available through HCC fall under 5 major categories, which includes:

  • Health & accident
  • casualty and property
  • Aviation
  • U.S. Surety & credit
  • Directors & officers

Through these, HCC offers over 100 kinds of specialty insurance.

HCC has consistently received high financial ratings, including a rating of AA from Standard & Poor, AA from Fitch, A1 (good security) from Moody’s Investors and an A+ from A. M. Best.

The success of the company is attributed to their underwriting, which is creative but careful, as well as their targeted acquisitions.

If you are looking for car insurance for personal needs HCC is not the insurance company for you.

Before making any final decisions on your insurance company, it is important to learn as much as you can about your local insurance providers, and the coverages they offer. Call your local insurance agent to clear up any questions that you might have. Questions to consider asking include, “What is the best coverage plan for me/my family/my situation?” “What are the minimum coverage requirements in my state and what form of coverage do you recommend?” “Do you guys offer any bundle discounts if I take out both my auto insurance and home insurance with you?” and “What is the average rate of insurance quotes you guys offer?”

Before making any big insurance decisions, use our free tool to compare insurance quotes near you. It’s simple, just plug in your zip code and we’ll do the rest!

You can compare car insurance quotes by entering your zip code below and you will be able to look at a variety of different companies.