Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Oct 1, 2020

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Key takeaways...

  • Heartland Car Insurance is based out of Missouri
  • They offer a variety of insurance products and coverage options
  • They are a full-service insurance agency

This Heartland Car Insurance Review will review the company known as Heartland Insurance, LLC. It is located in St. Louis, Missouri and is a full-service agency that brokers insurance.

If you do not live in Missouri you can still compare car insurance quotes. Just enter your zip code above for FREE comparison!

Who is Heartland Insurance?

Heartland three office locations in the St. Louis area: Chesterfield, South St. Louis City, and Collinsville, Illinois.

As an independent agency, Heartland has access to a variety of car insurance companies so they can find the best policy for you.

Heartland Insurance offers a number of insurance products, including:

They have three office locations in the St. Louis area: Chesterfield, South St. Louis City, and Collinsville, Illinois.

Car insurance is one of the biggest policies that Heartland offers.

Their rates are very competitive not only because do they have access to the bigger companies in the insurance business, they also are able to use smaller companies.

The smaller companies can help those individuals who have special needs or circumstances. You can save even more money by combining your car insurance with a homeowners policy.

Because homeowners insurance varies quite a bit, Heartland works hard to keep up with the continual changes to offer a competitive rate to you.

Enter your zip code below and compare car insurance quotes today!


  1. https://www.heartlandinsagency.com/
  2. https://www.geico.com/homeowners-insurance/
  3. https://www.libertymutual.com/
  4. https://www.healthcare.gov/