Jessica Sautter is a Content Writer for CarInsuranceCompanies.com with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Sep 14, 2020

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It’s all about you. We want to help you make the right car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Car insurance comparison shopping should be easy. We partner with top car insurance companies. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways...

  • Comparison shopping is a great way to find low-cost insurance
  • Your age, driving history and even type of car you drive can impact your rates
  • Always compare at least three different quotes before making a final decision

Car insurance comparison is very important when searching for a new car insurance policy.

There are literally 100’s of auto insurance companies who provide coverage and securing the right type of coverage from a reliable insurer at an affordable price is important to both your budget and financial protection.

Find the right car insurance coverage now! Enter your zip code above to get started for FREE!

Table of Contents

What is auto insurance comparison?

Car insurance comparison is the process of comparing policy coverage options from multiple car insurance companies.

Policy comparison is much like shopping for anything really. The consumer is hoping to find the best combination of prices, customer service and coverage between a list of providers.

Car insurance quotes are the easiest way to compare car insurance companies but a lot more goes into coverage than a simple comparison of premiums can ever say.

Many consumers make the mistake of choosing the cheapest auto insurance rates and when it comes time to file a claim they usually shake their head wishing for better coverage.

Auto insurance policies are composed of many components including:

  • Types of Coverage
  • Policy Deductibles
  • Policy Limits
  • Policy Exclusions
  • Policy Premiums

These are the 5 most important things to compare once you find potential car insurers who meet your definition of a trusted and financially secure company.

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Compare quotes from the top car insurance companies and save

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How much auto insurance do you need?

What happens if you get in a car accident causing $50,000 in property damage and your policy only has a $10,000 limit?

Well, you are most likely going to be personally liable for the rest.

Almost all states have minimum car insurance requirements.

You have to remember these limits are usually based on the cost of average vehicle prices and usually never incorporate the potential medical expenses associated with car accident injuries or damage to your vehicle.

Liability insurance coverage is the big type of coverage required by most states and this form of insurance does not pay for any of your repair costs.

Comparison Tips

When comparing car insurance companies you most likely will have very attractive offers with low premiums but the policy is only worth as much as the coverage it provides.

Anybody can write a check for $100 less every month and feel like they got a deal but when it comes to filing a claim you need reasonable amounts of coverage which will protect you from liability, pay medical expenses, repair your vehicle and be high enough to cover any legal action.

Learn more about comparing car insurance with some of the links below:

Take your time, learn about car insurance and when you have enough knowledge to ask questions and compare options apples to apples then its time to request quotes.

Ready to compare car insurance quotes?  Enter your zip code below to get started for FREE!

References:

  1. https://www.progressive.com/answers/average-car-insurance-cost/
  2. https://www.usaa.com/inet/ent_logon/Logon?redirectjsp=true
  3. https://www.progressivecommercial.com/coverages/liability/
  4. https://www.nationwide.com/cheap-car-insurance-companies.jsp
  5. https://www.statefarm.com/simple-insights/saving/car-insurance-costs-and-moneysaving-tips