Jessica Sautter is a Content Writer for CarInsuranceCompanies.com with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

Full Bio →

Written by

Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

Full Bio →

Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Sep 14, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Car insurance comparison shopping should be easy. We partner with top car insurance companies. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways...

  • Most people like to compare car insurance online because of instant car insurance quotes
  • When comparing car insurance online, make sure to research the policy deductibles, coverage options, and discounts
  • In return, car insurance companies will ask you about certain factors to determine your car insurance quote

Why is online car insurance comparison so popular?

The easy answer is instant car insurance quotes.

When looking for a car insurance company, most people like to start their search online. A large number of car insurers exist who provide instant car insurance quotes online.

If you’d like better and more affordable car insurance ASAP, enter your ZIP code above and start comparison shopping today!

Table of Contents

Are instant car insurance quotes cheaper?

Many times consumers find much better auto insurance rates online. The competitive online car insurance marketplace has exploded over the last few years, and more and more car insurance companies are offering exclusive online discounts.

Another key component of researching auto insurance online is many insurers offer a wealth of educational information on their websites explaining such items as:

While meeting with a live person certainly has its advantages, there is also great benefit in online information that makes instant car insurance quotes much cheaper just because you’re able to complete a better application with the new knowledge.

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What should I look out for when comparing instant car insurance quotes?

Expect to fill in more than just your birthday when getting instant online car insurance quotes.

The internet provides a much more efficient way for car insurance companies to analyze your profile and determine premiums, but any reputable auto insurance provider has to ask a certain number of questions about:

  • The car you drive
  • Your driving history
  • Personal data, such as your social security number (for credit scores), etc.

Thankfully there are systems where you can compare average or proposed car insurance rates using more limited information, but take note that these are not firm commitments to insure until everything else checks out.

For most people, a comparison service or quote request using basic information will be enough to get a reliable quote. However, if you have a bad driving record, bad credit, or a DUI conviction, be aware any online quotes may be adjusted before a policy is issued.

But if you’re in the market for better and more affordable car insurance, enter your ZIP code below and compare at least three to four policies today!

References:

  1. https://wallethub.com/edu/types-of-car-insurance/9636/
  2. https://www.carsdirect.com/car-insurance/10-car-insurance-discounts-that-can-save-you-money
  3. https://money.howstuffworks.com/personal-finance/auto-insurance/car-model-impact-insurance-rate.htm
  4. https://www.investopedia.com/ask/answers/091815/can-your-car-insurance-company-check-your-driving-record.asp
  5. https://wallethub.com/edu/car-insurance-by-credit-score-report/4343/
  6. https://www.thebalance.com/do-i-need-to-tell-car-insurance-company-about-dui-527246