Jessica Sautter is a Content Writer for with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

Full Bio →

Written by

Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

Full Bio →

Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Sep 25, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways...

  • Kentucky Farm Bureau has been in business for more than 60 years
  • Kentucky Farm Bureau offers many ways to get in touch with them to handle your account
  • Umbrella discount is available for those people who carry an umbrella policy with KFB

Kentucky Farm Bureau has been offering insurance to residents of Kentucky for more than 60 years. They offer solid protection, excellent customer service and reasonable prices.

They are the largest automobile insurer currently based in Kentucky and they insure drivers in all 120 counties of the state.

Read this review of Kentucky Farm Bureau car insurance to decide if they are the best choice of car insurer for your needs.

Be sure to enter your zip code above for a free car insurance quote comparison from many different car insurers!

Kentucky Farm Bureau Insurance Coverage Nationwide

While the insurance is provided specifically for drivers in Kentucky, the coverage will go wherever you are.

Whether you are driving a rental car in Puerto Rico, or take a long trip all the way to Canada, Kentucky Farm Bureau insurance offers coast-to-coast protection.

Available coverage includes:

  • Auto Liability coverage for bodily injury and property damage to other parties
  • Auto Physical Damage Coverage for collision, vandalism, fire, theft, etc. to your own vehicle
  • Additional Protection from uninsured motorist, underinsured motorist and personal injury
  • Additional coverage is also available for medical payment, towing and labor and rental reimbursements

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

Kentucky Farm Bureau Car Insurance Discounts Available

KFB is concerned about helping their customers save money. For that reason, they offer several discounts:

  • Good Students who have a certain GPA can enjoy a break on their insurance premium
  • Driver’s Training discount will reward you for passing a certified safe driver’s instruction course
  • Safe Driver Discount and the DriveRight Discount reward you for being a cautious, safe driver. Requirements include being accident or claim free for 3, 5, or 8 years
  • Senior Operator Accident Prevention Discount will save money for senior citizens 55 and older who complete an approve safety course
  • Auto Safety Devices not only keep you safe, they also save you money
  • Multi-Car Discounts are available for those families insuring multiple cars
  • Active Property Discount is available for customers who have a home and auto policy with KFB
  • School Bus Driver Discount can also save money for those people who drive the little ones to school every day
  • Umbrella Discount is available for those people who carry an umbrella policy with KFB

Compare Car Insurance Companies

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption


As with so many companies, Kentucky Farm Bureau offers many ways to get in touch with them to handle your account.

Whether you are trying to make changes, or just have some questions, you can contact them by phone, through their website, or you can sit down with an agent.

Fast Claims Service

KFB knows that you don’t have time to wait for an adjuster and a decision when you have to file a claim. That’s why they take great pride in offering quick service from highly trained and professional claims adjustors.

They can help you get back on the road faster and with less stress. There are sixteen district claims offices located throughout the state to help ensure that you are taken care of immediately.

Kentucky Farm Bureau is more than an insurance company. They also offer banking services and discount programs.

With their competitive rates, excellent services and strong history of taking care of their members, it’s a good choice for drivers who call Kentucky home.

Compare rates from many insurance companies — Enter your zip code below to get started right now!