Jessica Sautter is a Content Writer for with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Sep 25, 2020

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Key takeaways...

  • LM General Car Insurance was established in 1912 in Massachusetts
  • Liberty Mutual offers personal lines of insurance coverages
  • Liberty Mutual also offers an optional coverage policy named better car replacement

The LM General Car Insurance review is a review of Liberty Mutual. LM General is another name for Liberty Mutual’s general insurance department.

Liberty Mutual began in 1912 in Massachusetts as The Massachusetts Employee’s Insurance Association.

The MEIA was founded because the Massachusetts government had passed a law in 1911 requiring all employers to have workers compensation insurance to protect their employees.

In 1917, the name was changed to Liberty Mutual and the company began writing insurance for cars and public liability.

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Who is Liberty Mutual?

Liberty Mutual continues to grow and expand. Liberty Mutual is not only a national leading car insurance provider in the United States, but Liberty Mutual also has a strong international presence.

Liberty Mutual offers personal lines of insurance coverage for the following:

  • Home
  • Life
  • Car
  • Business insurance policies

Liberty Mutual also offers car insurance coverage for the following:

  • Liability
  • Medical payments
  • Collision
  • Comprehensive
  • Personal injury protection
  • Uninsured and underinsured motorists
  • Rental coverage
  • Mechanical parts replacement
  • Car windshield repairs

Liberty Mutual also offers an optional coverage policy named better car replacement. With better car replacement coverage Liberty Mutual will pay to replace your totaled car with a car that has 15,000 less miles on it and is one model year newer.

Take advantage of our free online tool today. Just enter your zip code in the box below to see car insurance rates for top companies in your area compared side-by-side.