Jessica Sautter is a Content Writer for with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Aug 13, 2021

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Key takeaways...

  • MetLife has been meeting auto and home insurance needs for more than 30 years
  • MetLife also offers a great deal of convenience. Payments can be made online, by mail, or directly from your paychecks
  • Metlife has received top ratings from AM Best, Fitch, Moody’s and Standards and Poor

MetLife Insurance has been underwriting and selling auto and home insurance needs for more than 30 years. They offer innovative programs and a commitment to customer service. You may have seen their commercials or their profile on sites like J.D. Power.

While their auto, home, and other standard policies are popular, they also offer a program to keep your identity safe and secure. Identity Protection Services are offered at no extra charge to their customers, and that’s just one of the many features that MetLife customers love. If you find rates and service you like, you can get the bulk of your insurance policies from one place.

Read this MetLife auto insurance review and then to compare rates from many top car insurance companies just enter your zip code in above!

Can You Rely on MetLife Auto & Home Insurance Coverage?

If you’re shopping for home or auto insurance, you might go to an insurance agent. They can quote multiple policies for you from different companies including MetLife Auto & Home. They remain one of the industry’s largest competitors. So if you have a less than perfect driving record, low credit score, or other challenges, they can absorb more risk than many smaller carriers while still offering an affordable rate.

MetLife offers more than just affordable options for drivers with imperfect records.

  • Deductible Saving Benefit is designed for good drivers, so they can save money when they need to most.
  • Enhanced rental car damage coverage takes care of the rental car should something unexpected happen.
  • Full replacement cost of total losses ensures that you won’t be stuck paying a balance on a car that’s been destroyed.
  • Full replacement cost for special parts allows you to replace damaged parts with the right things. Because MetLife doesn’t depreciate parts for wear and tear the way some insurance companies do, you won’t be left holding a surprising bill after a repair.
  • New car replacement ensures you that if your brand new car is totaled, it will be replaced with another brand new car.
  • Guaranteed repairs are available when you choose an auto shop from the extensive list of MetLife prescreened repair shops. As long as you own your car, those repairs will be under warranty.
  • Claims service is available 24 hours a day, 7 days a week.
  • Anyone who is driving your car with your permission will be covered in the event of an accident. When you drive someone else’s car, their vehicle will be covered through your policy with MetLife.
  • Available in all 50 states, and the District of Columbia.

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What Insurance Discounts Can You Expect with MetLife?

MetLife Auto & Home offers competitive base rates to get more people insured. As you might find with other insurance companies, the initial rates aren’t always what you end up paying. A good insurance agent will also look for discounts to lower your final rate and make good insurance more accessible for you. A few discounts available with MetLife include:

  • Multi-policy discounts are available for those who have life or home insurance with the same company.
  • Your employer, credit union, alumni group or community group may be able to get you a discount.
  • Defensive driver courses can be taken to net an additional discount, no matter how old or young you are.
  • A deductible saving benefit will let you earn a $50 credit towards your deductible for every year you do not have to file a claim.
  • Good student discounts are available to help save money when you have teen drivers.
  • Safety equipment can help you cut your bill if you have airbags, anti-lock brakes, and automatic seatbelts.

MetLife Company Ratings

  • A.M. Best A+
  • Fitch AA
  • Moody’s Aa2
  • S&P AA

MetLife Auto Insurance Benefits

MetLife also offers a great deal of convenience. Payments can be made online, by mail, or directly from your paychecks. You can also have your credit card charged every month, or have the funds withdrawn from your bank account every month.

When you need to make changes to your policy, or just have questions, you can call them on the phone, access your account on the Internet, or speak with your local agent.

If you already have MetLife auto insurance quotes then make sure to compare your MetLife car insurance rates online with rates from other insurance companies. Just enter your zip code to start right now!