Jessica Sautter is a Content Writer for CarInsuranceCompanies.com with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

Full Bio →

Written by

Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

Full Bio →

Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Oct 16, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Car insurance comparison shopping should be easy. We partner with top car insurance companies. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways...

  • It’s illegal to drive without appropriate car insurance coverage
  • Comparing quotes online is fast and easy
  • Where you live, your marital status and even your credit history can affect your insurance rates

People must have car insurance to drive. Insurance protects not only the drivers of vehicles, but it also protects any pedestrians that may be injured by a vehicle, as well.

For many people, finding the best quick car insurance quotes can be a long, difficult task.

It is unfortunate that the average person simply does not take the time to shop around for car insurance before they purchase a policy.

Take the time to compare quotes now! Enter your zip code above and compare car insurance companies for FREE!

Table of Contents

Why should consumers compare car insurance policies?

When people purchase policies from the first insurance provider they can find, in many cases, they may be spending more than they need to spend.

Everyone wants to save money, especially in today’s difficult economy; and when people do not take the time to compare quick car insurance quotes, they may be throwing some of their money out the window.

There is a vast array of car insurance providers online, and all of them want consumer’s business. This is how they stay in business.

It can be quite confusing and frustrating choosing one, but when people take the time to get quick car insurance quotes online, they can save a lot of money on their car insurance.

Compare Car Insurance Companies

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

Consumers Need to Decide What They Want

People need to decide what they want in a car insurance policy before they purchase one. There are many things that people can add on to their policies.

The costs of these add-ons vary depending on which one the consumer wants.

Following are a few things that people can add to their car insurance coverage:

  • Replacement vehicles when needed
  • Carrying protected no-claims bonuses
  • Additional legal protection
  • Carrying full coverage insurance even when it is not needed

Insurance providers offer many other services, in addition to the above four; however, consumers need to make sure whether they need them or not before they buy them.

Most consumers want the cheapest insurance possible without sacrificing the coverage they need. Statistics show that about 90 percent of people go for the cheaper insurance rates.

How do people find the perfect insurance providers?

Finding the perfect insurance provider is as easy as typing “car insurance comparison websites” into a search engine. However, there are a few things that people need to do, before contacting an insurance company.

Following are three easy steps that people can follow to obtain their free car insurance quotes online:

  • First, people need to set aside about one hour to request their quick car insurance quotes.
  • Using a car insurance comparison website, they then need to ask for their quotes. They will have to fill out a short form online to get their quotes.
  • After they submit their information, they will then receive their free quick car insurance quotes online. At this time, they can then call the company that offers the cheapest quote.

Information People Need

People will need to provide some basic information first to get their free, quick car insurance quotes online.

After they provide this information, the car insurance comparison website will begin comparing quotes from hundreds of insurance providers, and they will provide the consumer with the contact information for the top three or four cheapest companies.

Following is some of the information consumers may need to provide to get their specific company quotes:

  • The year of the vehicle
  • The make and model of the vehicle
  • What the driver will be using the vehicle for (work, pleasure)
  • Approximate miles the car will be driven yearly or monthly
  • The driver’s driver license number
  • Whether or not the driver has any driving violations
  • The city and state the driver resides
  • How much coverage the driver wants (liability, full coverage)
  • Additional persons that the driver may want to cover, as well

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

Are there any factors that will affect the costs of car insurance?

Car insurance rates will vary depending on many different factors. However, by comparing the rates of several companies, people can find a quote that will suit them.

Some factors that affect the price of car insurance policies are as follows:

  • The age of the main driver
  • The year of the vehicle to be covered
  • The driver’s driving history
  • The state in which the driver resides
  • The company that is offering the policy

In conclusion, just as many other products on the market today, the cost of car insurance policies steadily rise each year. With that said, it is essential for people to compare the costs of car insurance before they purchase a policy.

Anybody can save money and valuable time by following the above easy steps and letting a car insurance comparison website find the cheapest quotes to suit their needs.!

Don’t wait any longer! Enter your zip code below and compare quick car insurance quotes!

References:

  1. https://www.progressive.com/auto/insurance-coverages/
  2. https://www.esurance.com/insurance/car/states/pennsylvania
  3. https://www.thebalance.com/how-to-get-your-driving-record-527249