Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Aug 16, 2021

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Key takeaways...

  • Bristol West Insurance Company in 1973 in Florida
  • Bristol West exclusively sells personal lines of auto insurance
  • You can choose state-mandated levels, comprehensive and liability

This car insurance review will focus on the Bristol West Insurance Company based in Florida. The company first opened their doors to the public in 1973. Bristol West maintains strong ratings with AM Best indicating great financial strength and a strong future. This is critical for any high-risk driver. It can be hard enough to find affordable insurance in the first place. Finding a replacement policy unexpectedly because the company closes could put you in an even tougher spot.

They have worked hard to become a well-known car insurance provider in the United States. Their insurance products and services are underwritten by independent agents and brokers. Their website is simply coded for quoting, claims, and paying your bill. Importantly for many insureds, their claims service operates 24/7.

Comparing car insurance quotes from the leading online car insurance providers is completely FREE and super easy; enter your zip code now to get started!

What Does Bristol West Have to Offer?


As a general rule, it is still recommended to speak with an insurance agent directly if you have any concerns about your policy. Agents can discuss your issue and see if there’s something the system might be missing. Especially if you’re having problems with a claim, your agent is on your side. Part of their job is to make sure drivers can use their auto insurance policies the way they’re supposed to.

Bristol West Insurance Group sells a range of auto insurance products. A high-risk driver can save money on annual premiums by going liability only. If you get in an accident, though, you could lose thousands of dollars in repair and medical fees.
This is why many of policies from Bristol West Insurance offer comprehensive and collision coverage options. Some also have add-ons like roadside assistance to prepare for anything that comes their way.

Your insurance premiums are defined by things like your driving record, coverage, and more. Even paying your premiums up front instead of using payment options could lower your premium.

No matter what your driving record looks like, make sure you’re not paying more than you have to or sacrificing coverage you need for cheaper payment options.

Enter your zip code below to instantly receive FREE car insurance quotes from the leading online car insurance providers!


  1. https://www.bristolwest.com/bristolwest/home.aspx
  2. https://www.trustedchoice.com/
  3. https://www.thebalance.com/how-to-get-your-driving-record-527249