Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Aug 16, 2021

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Key takeaways...

  • California Casualty provides a peace of mind for its customers
  • The company works with certain groups such as those involved with law enforcement, education, and public safety
  • It’s important to have appropriate coverage for your auto insurance needs

This car insurance review will discuss the company and what it offers in terms of insurance policies. California Casualty has been around since 1914 and is dedicated to excellent customer service. They’re part of a new breed of insurance companies offering coverage to a select group of drivers and homeowners. Their marketing doesn’t look at risk profiles or claims patterns. Instead, California Casualty offers benefit options for “heroes.”

The company works with certain groups such as those involved with law enforcement, education, and public safety and provides them with special benefits. Whether you’re a firefighter, police officer, teacher, doctor, nurse, or other qualifying professional, California Casualty promises lower rates. More importantly, they claim to offer specialized coverage these professionals want.

If you are looking for personal car insurance, just enter your zip code above and you will be able to compare car insurance quotes for a variety of companies now!

What Types of Insurance Does California Casualty Offer?

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California Casualty sells different types of auto insurance as well as homeowners, renters, motorcycle, flood, personal umbrella, and pet insurance. This brand doesn’t just sell cheap insurance with a low out of pocket expense ratio. They offer coverage specially meant for certain people. For example, teachers can take advantage of no deductible claims if their car is vandalized or damaged while on school property or school business. They also have premium payment schedules that adjust to a teacher’s schedule that gives them the summer months off.

Firefighters and police officers enjoy benefits like a $5,000 personally owned off-duty weapons theft coverage and turnout gear coverage. They also offer a fallen hero/fallen officer survivor benefit, which could help family members pay funeral and other costs should the worst happen on the job.

California Casualty offers insurance you might expect for home, auto, etc. such as collision, comprehensive, liability, and much more. Rates are still determined by things like your driving record. Rates are generally lower than competitors who are only looking at the regular factors.

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Where Can You Get Auto Insurance Quotes?

If you work in the right field and live in certain states, it makes sense to get your auto, home, and pet health insurance from California Casualty. If you don’t live in their coverage area or you’re not among the eligible employees California Casualty covers, you can still find affordable auto insurance rates. You just need to compare quotes from different providers to see what the best options are for you.

You can get coverage for eligible dependents or just yourself. Many auto insurance companies also offer options like flood insurance, condo insurance, renters insurance, and life insurance. The only question is where will you find the best rates on the coverage you and your family need.

Enter your zip code in the box below and you can compare car insurance quotes immediately!


  1. https://www.calcas.com/
  2. https://www.publicsafety.upenn.edu/
  3. https://www.pffcu.org/
  4. https://www.geico.com/save/discounts/car-insurance-discounts/