Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health insuran...

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager Chris Harrigan

UPDATED: Apr 13, 2022

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Key takeaways...

  • CEM sells many kinds of insurance but not sell car insurance
  • CEM services car dealers, construction worker’s liability, and flood insurance
  • CEM Insurance is headquartered in Deer Park, IL
  • If you need a personal insurance plan, you should compare at least different quotes before making a decision

In this CEM auto insurance review, we will go over the types of car insurance coverage provided by this company. CEM Insurance deals primarily with specialized programs for used car dealers, construction workers’ liability, flood insurance, and insurance for equipment leasing.

In terms of personal car insurance, CEM only offers liability coverage.

If you are looking for individual car insurance, enter your zip code above and you will be able to compare car insurance quotes for companies in your local area now!

What kinds of car insurance does the CEM Insurance Company offer?

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CEM Insurance offers personal and business car insurance policies. Its personal policies only offer liability coverage (bodily injury liability and property damage liability), generally to customers who wish to fulfill their state’s minimum requirements for auto insurance.

CEM’s commercial auto insurance policies likewise only provide liability coverage. Many businesses require higher levels of commercial insurance than this, but smaller companies wishing to fulfill the state’s minimum requirements can purchase coverage with CEM.

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How can you file a claim with the CEM Insurance Company?

You can file a CEM insurance claim for your personal auto insurance policy by calling (888) 224-7740. You can also send mail to CEM at the following address: CEM Insurance Company, 21805 Field Parkway, Suite 320, Deer Park, IL 60010.

If you have a commercial policy with CEM, you can call (847) 307-6300 to file a claim, or send mail to the company at the above address.

How can you find personal car insurance?

CEM Insurance Company does not offer a lot in the way of car insurance for individuals, but you have a wide variety of personal auto insurance options available to you, no matter where you live.

It is always a good idea to deal with local companies because you can find an agent who sits down with you and finds out exactly what your needs are.

Finding someone local is extremely important if you want the personal touch. If you ever have a question about your policy your agent is available and you are familiar with them.

Also if you have to make a car insurance claim they are close by to ask questions of and apprise you of the status.

If you are interested in finding a good auto insurance company, just enter your zip code below and you will be able to compare car insurance quotes right away!


  1. https://www.cemic.com/
  2. https://www.nationwide.com/
  3. https://www.safeco.com/claims/auto-claims