Jessica Sautter is a Content Writer for with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Sep 25, 2020

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Key takeaways...

  • Santa Fe Car Insurance is located in Rancho Santa Fe with offices in Corona Del Mar and Newport Beach
  • This is a car insurance company which also offers other products, such as life, home, and health insurance
  • Rancho Santa Fe Insurance is that it is an independent agency

This Santa Fe Car Insurance Review will discuss the company known as Rancho Santa Fe Insurance, which is based out of California.

Their headquarters are located in Rancho Santa Fe and they also have offices in Corona Del Mar and Newport Beach.

If you do not live in California, or just want to compare car insurance quotes for companies in your local area, enter your zip code above to get started for FREE!

Who is Santa Fe Car Insurance?

This is a car insurance company which also offers other products.

The insurance products offered through Rancho Santa Fe include:

  • Auto
  • Life
  • Home
  • Yacht
  • Health
  • Umbrella
  • Aircraft
  • Construction insurance

The nice thing about Rancho Santa Fe Insurance is that it is an independent agency. This means that they are able to use a wide variety of car insurance carriers to pick the right insurance policy for you and your needs

For those with high risk or unique needs, using an independent brokerage is often the best way to go. Independent companies have access to the bigger insurance companies, but also to the smaller, local providers.

Local agencies often have more flexibility, which means they can often find ways to insure someone that bigger companies can’t.

Using independent brokers may result in a lower policy rate since the company is working for your personal needs rather than the needs of an insurance company.

Enter your zip code below and you will be able to compare car insurance quotes today!