Scratch and Dent Car Insurance Coverage

You’ve been grocery shopping, and you come outside, walk to your car, and start loading your purchases. You look at the side of your vehicle and see a huge, ugly scratch. There’s no note, and nothing to indicate what happened, but you know the scratch wasn’t there when you parked the car. What do you…

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What are the liability limits on car insurance?

The breakdown of liability limits varies from state to state, according to the type of coverage that’s selected. There’s a difference between required liability insurance and optional coverage. Drivers in all jurisdictions in the United States must maintain mandatory minimum liability limits with the exception of New Hampshire. The most prevalent issues facing drivers of…

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Mississippi Car Insurance (Coverage, Companies, & More)

Known as the home to the largest river in the U.S. and as the Catfish Capital of the U.S., Mississippi is a state full of outdoor adventures. While it doesn’t get extremely cold in Mississippi, the state is known to have hot temperatures, rainy seasons, and tornadoes. So what is the best way to protect…

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Texas Car Insurance (Coverage, Companies, & More)

The stars at night, are big and bright, deep in the heart of Texas! Welcome to the Lone Star State (and the home of Dr. Pepper) — we’ve created this comprehensive guide to help you and your family find the best car insurance in the vast spaces of Texas. Texas is BIG. The King Ranch…

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Montana Car Insurance Guide (Cost+Coverage)

As the state’s residents already know, Montana is enormous. It is one of the largest states in the nation, coming in fourth after Alaska, Texas, and California. It’s also one of the most sparsely populated states. When it comes to population, however, it is a totally different matter. With only 1,062,305 residents, Montana comes 44th…

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Why is hybrid car insurance more expensive?

Manufacturers have touted the benefits of hybrid cars, but is hybrid car insurance more expensive than non-hybrid vehicles? Many consumers are surprised when they get their hybrid auto insurance bill and see higher-than-average rates. Oftentimes, insurance rates for hybrid cars are more expensive than the same coverage for traditional vehicles. However, many factors impact what…

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How do I get a car insurance quote without a car?

It doesn’t matter if you own a car or if you’re looking to purchase one when you are simply getting insurance quotes. In fact, it is a great idea to get quotes on auto insurance rates even before you purchase a new or used car. All you have to do is locate the type of…

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How do I find out who my previous car insurance was with?

Not everyone who owns a car keeps their auto insurance with the same company for their entire life. While there are consumers in the marketplace that are extremely loyal to their insurance company, a majority of people who choose not to shop around are overpaying by an average of $368 per year. Understanding the Cost…

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Car Insurance Discounts for Having a Car Alarm

Discounts are a great way to save money on your insurance premium. They are given to attract and reward safe drivers or those with lower risk. Most discounts can be obtained through a number of qualifications; a car alarm discount is one such example. Another way to save money on your car insurance is to…

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