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You’ve been grocery shopping, and you come outside, walk to your car, and start loading your purchases. You look at the side of your vehicle and see a huge, ugly scratch. There’s no note, and nothing to indicate what happened, but you know the scratch wasn’t there when you parked the car. What do you…
→ Read MoreCar insurance helps policyholders to pay for damages caused by an accident in addition to health and monetary compensation in case of fatalities. It is mandatory to have some minimum auto insurance coverage to drive on U.S. roads. However, you shouldn’t break a bank to acquire car insurance. Always shop around and make numerous online…
→ Read MoreInstead of locking in on just the sales price or the cash price, you need to consider all of the expenses that are associated with car ownership. After tallying up all of these costs, you will find out the True Cost of Ownership is before you make a huge financial decision. Since you take on…
→ Read MoreWhen you are granted the privilege to drive, you are also handed the obligation to buy car insurance. At the age of 23, many new graduates who attend college are ready to start living life independently. Before you take the leap, it is crucial that your budget and price the true cost of owning a vehicle…
→ Read MoreThere are a number of car insurance options available to drivers, depending on your car and whether you own it outright, lease the vehicle, or are paying off a financed car loan. Does car insurance cover rim damage? These insurance options provide different amounts and types of coverage for car rims and similar damage to…
→ Read MoreWhen you file an insurance claim, it goes through the claims cycle. For auto claims, after the claim is filed it is assigned to an adjuster who will take statements and review evidence. Once all of the factors have been considered, the adjusters from each company will allocate fault and make settlement offers. Once a…
→ Read MoreWhile only 11 percent of bike accidents involved a collision with a motor vehicle, an astounding 45 percent of those bike accidents take place in intersections. While taking the proper safety precautions can dramatically reduce the likelihood that a cyclist will get into a collision, you can’t control the drivers, cyclists, and pedestrians who you’re…
→ Read MoreAt the core of any auto insurance policy, there are two central themes. Most obviously, the policy is intended to provide some financial protection when a driver is at fault for an accident. The other side of the auto insurance coin reflects the acquisition of insurance to cover damages to one’s own vehicle. Never make…
→ Read MoreWho knew changing your address could have such an impact on your auto insurance rates? Just a difference in one or two digits of your zip code could lead to a significant rate increase because of how premiums are calculated. While your premiums aren’t a priority when you’re looking for a place to live, you…
→ Read MoreWhether you file your claim through your own auto insurance company or that of another party responsible for the accident, there will be a claim adjuster assigned to the case. This person will communicate with you to obtain all of the information that you have about the claim and will assess the amount of damage…
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