How long can my car insurance claim stay open?

If you experience a loss, it is your right as the policyholder to file a claim to the contractual agreement to notify your car insurance of an accident as soon as possible. In a perfect world, an auto claims investigation would take just days to complete. Unfortunately, many times the statements given by each party…

→ Read More

Can I cancel car insurance on a car not being driven?

When you purchase car insurance, you have the right to cancel your policy at any time as long as you are one of the named insureds. (For more information, read our “Can I cancel my car insurance at any time?“). It is common for policyholders to shop the market, find more affordable plans, and then…

→ Read More

Mississippi Car Insurance (Coverage, Companies, & More)

Known as the home to the largest river in the U.S. and as the Catfish Capital of the U.S., Mississippi is a state full of outdoor adventures. While it doesn’t get extremely cold in Mississippi, the state is known to have hot temperatures, rainy seasons, and tornadoes. So what is the best way to protect…

→ Read More

If I cancel car insurance, do I get my money back?

Personal auto insurance policies last for either 6-month or 12-month periods. Since longer terms protect consumers from rate increases, the longer your term the better. While you might assume you’re obligated to keep your coverage for the whole year, buying a 12-month policy doesn’t mean that you have to keep your policy the whole time….

→ Read More

USAA Car Insurance Review [Rates, Coverage, & More]

Founded by a small group of Army officers as a means of insuring each other’s cars, USAA has been striving to meet the car insurance needs of military members and their families since 1922. Its dedication to customer care combined with the quality of services that USAA offers also make it one of the most…

→ Read More

Learning About the Average Car Insurance Down Payment

Many wonder about the down payment on their insurance policy, which is the first payment that is needed to get your coverage started. The average down payment is hard to define, as each insurance company has its own policies concerning payments. Get set to make your first down payment when you find affordable car insurance…

→ Read More

Why is hybrid car insurance more expensive?

Manufacturers have touted the benefits of hybrid cars, but is hybrid car insurance more expensive than non-hybrid vehicles? Many consumers are surprised when they get their hybrid auto insurance bill and see higher-than-average rates. Oftentimes, insurance rates for hybrid cars are more expensive than the same coverage for traditional vehicles. However, many factors impact what…

→ Read More

How to Get Away With No Car Insurance

According to the Insurance Information Institute, 12.6 percent of all drivers do not have car insurance. While this may not sound like a high percentage, the Federal Highway Administration has reported that there are 190,625,023 drivers throughout the United States, which means more than 24 million drivers are uninsured. The reasons these drivers fail to purchase…

→ Read More

How do I get a car insurance quote without a car?

It doesn’t matter if you own a car or if you’re looking to purchase one when you are simply getting insurance quotes. In fact, it is a great idea to get quotes on auto insurance rates even before you purchase a new or used car. All you have to do is locate the type of…

→ Read More