Jessica Sautter is a Content Writer for CarInsuranceCompanies.com with a Bachelor’s Degree from Eastern Michigan University in Elementary Education with a Major in Reading and a Minor in Mathematics.

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Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. He previously managed auto insurance claims for Enterprise Rent-A-Car. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience.

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Reviewed by Chris Harrigan
Former Auto Insurance Claims Manager

UPDATED: Sep 19, 2020

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Here's what you need to know...

  • Even though the General’s core market are customers with infractions, they still offer some car insurance discounts
  • High-risk drivers often have a history of driving violations and poor credit
  • The General’s car insurance policy accepts almost any driver regardless of history

The General insurance company specializes in high-risk car insurance for drivers who have experienced infractions which may exclude them from the major car insurance companies.

The General Automobile Insurance Services Inc. was also known as The General – is a subsidiary of PGC Holdings Corp. (PGC) who has been an underwriter of car insurance for over 40 years.

Through their advertising campaigns (using none other than an Army General as the company brand) the General car insurance emphasizes that they have a car insurance policy for almost any driver regardless of history at very affordable prices.

As always, it’s wise to shop around car insurance companies and get at least 3-5 car insurance quotes before making a decision.

Enter your zip code above to get FREE car insurance quotes today!

Table of Contents

Advantages of the General Car Insurance

As a provider of auto insurance for people with DUI convictions, bad credit history, and an accident-ridden driving record, you can imagine how busy they are.

General still outperforms most major car insurance company when it comes to ease of getting a quote.

First, any driver can get an online auto insurance quote fast and anonymous through the company website, and they offer some flexible payment plans with low down payments.

Even though the General’s core market are customers with infractions, they still offer some car insurance discounts, assist with SR-22 filings and provide online customer service all the way down to submitting an insurance claim online.

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Disadvantages of The General Car Insurance Company

Since the General’s central demographic market are people who are locked out of traditional favorable car insurance rates, it is common to hear complaints much like those of sub-prime mortgage companies.

The only way to find the best car insurance company for your situation is to compare all your options and never choose a policy provider solely based on advertising.

Ready to get a car insurance quote? Just enter your zip code below in our FREE comparison tool!

References:

  1. https://www.thegeneral.com/
  2. https://www.geico.com/
  3. https://www.consumer.gov/articles/1009-your-credit-history
  4. https://www.thegeneral.com/car-insurance/basics/cheap-flexible/